536 Duff Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 536 Duff Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,643 sqft · built 2004
Lot Size	0.348 acres (15,170 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Dec 2010)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-22-27-3126-00-690`

Property Details

APN / Parcel Number

Primary APN	`35-22-27-3126-00-690`
Alternative APNs	`272235312600690` `129459` `130241` `131620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,643 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,170 sqft (0.348 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	536 DUFF DR
City	WINTER GARDEN
State	FL
Zip	34787-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GLYNWOOD - PHASE 2 56/72 LOT 69
Legal Range	27E
Legal Township	22S
Legal Section	35
Legal Subdivision	GLYNWOOD PH 2
Legal Phase	2
Legal Tract	3126
Legal Lot Number	69
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1033
Census Tract	17118

Owner

536 Duff Dr is owned and occupied by two individuals who bought it in December 2010.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	536 DUFF DR, WINTER GARDEN, FL 34787-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2010 · Amount on File
Deed Sale	Dec 29, 2010 · Amount on File
Prior Sale	Jan 5, 2009 · Amount on File
Deed Document Number	2010735000
Deed Book / Page	10152 / 5491
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	536 DUFF DR, WINTER GARDEN, FL 34787-5005
Document Number	0000504881
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	536 DUFF DR WINTER GARDEN FL 347875005, WINTER GARDEN, FL 34787-5005

Mortgage

Document Number	0000504881
Date	Sep 29, 2020
Instrument	504881

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 536 Duff Dr was $5,010, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,439 (+2.7%)	$656,420 (-1.27%) Land $170,000 Building $486,420
2025	$5,010.00 (+5.27%) Homeowner's exemption	$348,042	$664,890 Land $170,000 Building $494,890
2024	$4,759.00 (+3.7%)
2023	$4,589.00 (+3.03%) Homeowner's exemption	$328,382 (+3%)	$594,716 (+22.86%) Land $170,000 Building $424,716
2022	$4,454.00 Homeowner's exemption	$318,817	$484,043 Land $150,000 Building $334,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 536 Duff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 536 Duff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20