5358 Spur Ln, Florence, MT 59833 Property Records

Ravalli County property record for 5358 Spur Ln, Florence, MT 59833

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,443 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$731,500 (Dec 2022)
Tax Bill	$2,801 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R1354319`

Property Details

APN / Parcel Number

Primary APN	`R1354319`
Alternative APNs	`13-1870-18-1-07-04-0000` `0001385630`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Basement Area	1,443 sqft
Finished Basement	1,443 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	230 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001385630
Street Address	5358 SPUR LN
City	FLORENCE
State	MT
Zip	59833-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE SPUR, S18, T10 N, R19 W, ACRES 1, LOT 4
Legal Range	19W
Legal Township	10N
Legal Section	18
Legal Subdivision	LITTLE SPUR
Legal Lot Number	4
Jurisdiction	RAVALLI MT
Township / Civil Division	STEVENSVILLE
Census Block Group	3
Census Block	3017
Census Tract	100

Owner

5358 Spur Ln is owned and occupied by an individual who bought it in December 2022.

Source: Ravalli County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5358 SPUR LN, FLORENCE, MT 59833-6983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	2022782700
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAVALLI MT
Property Address	5358 SPUR LN, FLORENCE, MT 59833-6983
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 SPUR LN, FLORENCE, MT 59833-6983

Mortgage

Document Number	0000812833
Date	Feb 23, 2026
Instrument	812833

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAVALLI MT
Property Address	5358 SPUR LN, FLORENCE, MT 59833-6983
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790550
Date	Sep 26, 2023
Instrument	790550

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5358 Spur Ln was $2,801.

Source: Ravalli County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Unified School District	Florence-Carlton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,801.00	$650,900
2025			$650,900 Land $166,100 Building $484,800
2023	$3,802.00	$499,400	$499,400 Land $100,200 Building $399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5358 Spur Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5358 Spur Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100

May also be available: Grizzly Broadband, Verizon.

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