5358 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5358 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 2000
Lot Size	0.704 acres (30,666 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2015)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00C00-0030`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00C00-0030`
Alternative APN	`N29213256900C000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,666 sqft (0.704 acres)
Lot Dimensions	260 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	415 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5358 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE PHASE TWO LOT 3 BLK C AS DES IN OR 3414 PG 866 & OR 4122 PG 2094
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	C
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	Jan 13, 2000 · Amount on Record
Deed Document Number	20159168
Deed Book / Page	3414 / 866
Last Transfer Date	Apr 14, 2021
Transfer Doc	0041222094
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2026
Property Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590
Document Number	0000027913
Book / Page	4751 / 940
Instrument Date	May 29, 2026
Instrument	202627913
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590

Mortgage

Document Number	0000027913,
Date	Jun 3, 2026
Book Page	4751/940
Instrument	202627913

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590

Mortgage

Document Number	0041230001
Date	May 25, 2021
Book Page	4123/1
Instrument	202134819

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	May 25, 2021
Property Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590
Document Number	0041222094
Book / Page	4122 / 2094
Map Reference	MB G PG 8
Instrument Date	Apr 14, 2021
Instrument	202134818
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 MORGAN RIDGE DR, MILTON, FL 32570-8590

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (+8.54%) Homeowner's exemption	$145,879 (+2.9%)	$221,560 (+7.56%) Land $43,000 Building $178,560
2024	$1,288.00 (+2.3%) Homeowner's exemption	$141,768 (+3%)	$205,992 (+1.01%) Land $31,000 Building $174,992
2023	$1,259.00 (+2.78%) Homeowner's exemption	$137,639 (+3%)	$203,928 (+0.96%) Land $31,000 Building $172,928
2022	$1,225.00 Homeowner's exemption	$133,630	$201,979 Land $31,000 Building $170,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures