5358 Locarno Dr, Wrightwood, CA 92397 Property Records

San Bernardino County property record for 5358 Locarno Dr, Wrightwood, CA 92397

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,474 sqft · built 1985
Lot Size	0.24 acres (10,441 sqft)
Owner	Company Name on Record
Tax Bill	$5,128 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0356-381-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0356-381-02-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,474 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,441 sqft (0.24 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	1,110 sqft
Patio Area	1,110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5358 LOCARNO DR
City	WRIGHTWOOD
State	CA
Zip	92397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 7193 LOT 29
Legal Subdivision	TRACT 7193
Legal Tract	7193
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	MOUNT BALDY-WRIGHTWOOD
Census Block Group	3
Census Block	3028
Census Tract	9201

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2767, WRIGHTWOOD, CA 92397-2767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage MLS MORTGAGE LENDING SOLUTIONS
Apr 12, 2023	Intrafamily Transfer, Transfer
Aug 28, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020
Deed Sale	Aug 28, 2020
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	2020315135
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000315135
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2026
Property Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397
Document Number	0000102547
Instrument Date	Apr 17, 2026
Instrument	2026102547
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000102547,
Date	Apr 22, 2026
Instrument	2026102547

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2026
Property Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397
Document Number	0000102546
Instrument Date	Apr 17, 2026
Instrument	2026102546
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000102546,
Date	Apr 22, 2026
Instrument	2026102546

Lender

Name	MLS MORTGAGE LENDING SOLUTIONS

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2023
Property Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397
Document Number	0000085457
Map Reference	MB 98 PG 48&49
Instrument Date	Apr 11, 2023
Instrument	2023-0085457
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 2767, WRIGHTWOOD, CA 92397-2767

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 28, 2020
Property Address	5358 LOCARNO DR, WRIGHTWOOD, CA 92397
Document Number	0000315135
Map Reference	MB 98 PG 48&49
Instrument Date	Jul 29, 2020
Instrument	2020-0315135
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2767, WRIGHTWOOD, CA 92397-2767

Mortgage

Document Number	0000315136
Date	Aug 28, 2020
Instrument	2020-0315136

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,195 (+2%) Land $117,299 Building $351,896
2025	$5,128.00 (+8.55%) Homeowner's exemption	$459,995 (+4.04%) Land $114,999 Building $344,996
2023	$4,724.00 (+2.43%) Homeowner's exemption	$442,132 Land $110,533 Building $331,599
2022	$4,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ultimate Internet Access Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Race Communications, Verizon.

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