5358 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5358 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 2006
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Owner Names on File
Last Sale	$32,300 (Aug 2004)
Tax Bill	$1,979 (2024)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-20-25-1805-000-34600`

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-34600`
Alternative APN	`3803709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Type	Finished
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	418 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3803709
Street Address	5358 INDIAN OCEAN LOOP
City	TAVARES
State	FL
Zip	32778-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 346 PB 45 PGS 32-35 ORB 2627 PG 878
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	ROYAL HARBOR
Legal Phase	2
Legal Tract	1805
Legal Lot Number	346
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2044
Census Tract	31002

Owner

The current owner of 5358 Indian Ocean Loop bought it in August 2004.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	5358 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2004 · Amount on File
Deed Sale	Aug 2, 2004 · Amount on File
Deed Document Number	2004103209
Deed Book / Page	2627 / 0878
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5358 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Document Number	0052961025
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 INDIAN OCEAN LOOP TAVARES FL 327789261, TAVARES, FL 32778-9261

Mortgage

Document Number	0052961025
Date	Jun 18, 2019
Book Page	005296/001025
Instrument	68084

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,790 Land $49,400 Building $103,390	$305,492 Land $49,400 Building $256,092
2024	$1,979.00 (+6.06%)
2023	$1,866.00 (-2.96%) Homeowner's exemption Widower's exemption	$144,170 (+2.99%)	$266,770 (-) Land $49,400 Building $217,370
2022	$1,923.00 Homeowner's exemption Widower's exemption	$139,980	$266,770 Land $49,400 Building $217,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5358 Indian Ocean Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5358 Indian Ocean Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

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