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5357 Windy Ridge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 5357 Windy Ridge Rd, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,591 sqft · built 2001
Lot Size0.284 acres (12,371 sqft)
OwnerCompany Name on Record
Last Sale$545,000 (Aug 2022)
Tax Bill$5,696 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056F0-01-00-01500

Property Details

APN / Parcel Number

Primary APN056F0-01-00-01500
Alternative APN
  • 17558

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,591 sqft Finished Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood
Lot Area12,371 sqft (0.284 acres)
Garage Area484 sqft
PorchSlab
Porch Area24 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address5357 WINDY RIDGE RD
CityCHARLOTTESVILLE
StateVA
Zip22903-7359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDEN
Legal DescriptionCORY FARMS 15
Legal SubdivisionCORY FARM
JurisdictionALBEMARLE VA
Township / Civil DivisionWHITE HALL
Census Block Group1
Census Block1003
Census Tract11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5357 WINDY RIDGE RD, CHARLOTTESVILLE, VA 22903-7359
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleAug 1, 2014 · Amount on Record
Deed Document Number20229998
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateAug 18, 2022
Property Address5357 WINDY RIDGE RD, CHARLOTTESVILLE, VA 22903-7359
Document Number202200009998
Map ReferenceMB 1597 PG 210
Instrument DateAug 2, 2022
Instrument202200009998
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$545.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5357 WINDY RIDGE RD, CHARLOTTESVILLE, VA 22903-7359

Mortgage

Document Number202200009999
DateAug 18, 2022
Instrument202200009999
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,696.00 (+3.34%)$637,100 (+14.22%) Land $162,000 Building $475,100$637,100 (+14.22%) Land $162,000 Building $475,100
2025$5,512.00 (+15.73%)
2023$4,763.00$557,800 Land $148,500 Building $409,300$557,800 Land $148,500 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA CROZET
serves 12,415 people · EPA ID VA2003050
Water SourcePurchased surface water from CROZET WTP
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Brightspeed
DSL		140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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