5357 Spoonflower Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5357 Spoonflower Ct, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2026)
Tax Bill	$89.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-25-31-0944-0001-1260`
Alternative APN	`253128094400011260`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	5357 SPOONFLOWER CT
City	SAINT CLOUD
State	FL
Zip	34771-6903
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	ESPLANADE AT CENTER LAKE RANCH PH 1 PB 35 PGS 86-92 LOT 126
Legal Subdivision	ESPLANADE AT CENTER LAKE RANCH PHASE 1
Legal Lot Number	126
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records · APN 28-25-31-0944-0001-1260

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5357 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Doc Number	202656699
Deed Book / Page	6963 / 1154
Record Refreshed	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2026
Property Address	5357 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Document Number	0000056699
Book / Page	6963 / 1154
Instrument Date	Apr 29, 2026
Instrument	2026.56699
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	INSURED TITLE, INSPIRED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5357 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056700,
Date	Apr 29, 2026
Instrument	2026..56700

Lender

Name	TAYLOR MORRISON HOME FUNDING

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 Land $60,000	$60,000 Land $60,000
2024	$89.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 145 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.