5355 Mill Stream Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5355 Mill Stream Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	3,652 sqft Living Area
Lot Size	245,678 sqft (5.64 acres)
Occupancy	Owner Occupied
Last Sale	$895,000 (2026)
Tax Bill	$6,077.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`09-25-31-4156-0001-0180`
Alternative APNs	`253109415600010180` `90649`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,652 sqft Living Area
Gross Area	5,250 sqft Gross Area
1st Floor	2,938 sqft 1st Floor
Upper Floors	714 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	245,678 sqft (5.64 acres)
Depth X Width	209 ft x 112 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	956 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	38 sqft Pool
Shed	1 Shed
Shed Area	144 sqft Shed
Deck Area	826 sqft Deck
Patio Area	35 sqft Patio
Porch Area	642 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5355 MILL STREAM CT
City	SAINT CLOUD
State	FL
Zip	34771-8706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL STREAM ESTATES PB 6 PG 95-97 LOT 18 LESS LAKEWOOD PB 6 PG 47
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	MILL STREAM ESTATES
Legal Tract	4156
Legal Block	180
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 09-25-31-4156-0001-0180

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5355 MILL STREAM CT, SAINT CLOUD, FL 34771-8706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Jul 06, 2001 · Amount on Record
Deed Doc Number	202637774
Deed Book / Page	6941 / 1497
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0044590701
Record Refreshed	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2026
Property Address	5355 MILL STREAM CT, SAINT CLOUD, FL 34771-8706
Document Number	0069411497
Book / Page	6941 / 1497
Map Reference	MB 5 PG 95
Instrument Date	Mar 17, 2026
Instrument	2026037774
Transaction Type	Transfer
Record Updated	Apr 01, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,265.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3951 RYLAND HILLS DR, WATKINSVILLE, GA 30677-2977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 MILL STREAM CT, SAINT CLOUD, FL 34771-8706

Mortgage

Document Number	0069411499
Date	Mar 23, 2026
Instrument	6941/1499

Lender

Name	REACH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,346.00 (+4.43%) Homeowner's exemption	$447,462 (+5.99%)	$961,600 (+30.56%) Land $104,000 Building $857,600
2024	$6,077.00 (+2.03%)
2023	$5,956.00 (+3.69%) Homeowner's exemption	$422,187 (+3%)	$736,500 (+14.61%) Land $91,000 Building $645,500
2022	$5,744.00 Homeowner's exemption	$409,891	$642,600 Land $91,000 Building $551,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.1 ft

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 270 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.