Osceola County property record for 5355 Jones Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,037 sqft · built 1989 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,409 (May 1989) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91820 |
| Primary APN | 91820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,037 sqft Heated Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 1,037 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Type | Finished |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91820 |
|---|---|
| Street Address | 5355 JONES RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PGS 73-74 FROM NE COR LOT 21, S 213.5 FT TO POB; CONT S 215.5 FT TO SE COR LOT 21, W 55.67 FT TO |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91820
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA CU |
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 1989 · Amount on Record |
| Deed Sale | May 19, 1989 · Amount on Record |
| Deed Document Number | 0000924189 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Document Number | 0059031839 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 5903/1839 |
| Instrument | 2021031574 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Document Number | 0064211349 |
|---|---|
| Date | Jun 08, 2023 |
| Book Page | 6421/1349 |
| Instrument | 2023073966 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052030392 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 5203/0392 |
| Instrument | 2017126111 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5355 JONES RD, SAINT CLOUD, FL 34771-9590 |
| Document Number | 0053110704 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5355 JONES RD ST CLOUD FL 347719590, ST CLOUD, FL 34771-9590 |
| Document Number | 0053110704 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 005311/000704 |
| Instrument | 52762 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 03, 2028 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (+11.99%) Homeowner's exemption | $87,163 (+5.99%) | $217,700 (+1.49%) Land $66,000 Building $151,700 |
| 2023 | $1,209.00 (+6.9%) Homeowner's exemption | $82,240 (+3%) | $214,500 (+11.26%) Land $66,000 Building $148,500 |
| 2022 | $1,131.00 Homeowner's exemption | $79,845 | $192,800 Land $66,000 Building $126,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 187 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures