5355 el Verano Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5355 el Verano Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,424 sqft · built 1960
Lot Size	1.03 acres (45,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Dec 2025)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2023 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`029-042-004`

Property Details

APN / Parcel Number

Primary APN	`029-042-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	45,000 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	5355 EL VERANO AVE
City	ATASCADERO
State	CA
Zip	93422-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL NC LT 195LESS MIN RTS
Legal Subdivision	ATASCADERO
Legal Block	3
Legal Lot Number	195
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3019
Census Tract	12505

Owner

5355 el Verano Ave is owned by two individuals who bought it in December 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4256 ATLANTIC CT, SANTA CLARA, CA 95054-1306
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage MATADORS COMMUNITY CU
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 10, 2025	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 16, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 13, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Sep 13, 2018 · Amount on File
Deed Document Number	202537810
Prior Transfer Date	Jul 5, 2019
Prior Transfer Doc	0000027816
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035388
Date	May 12, 2021
Instrument	2021035388

Lender

Name	MATADORS COMMUNITY CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Amount	Amount on Record
Term	299 Months
Due	Apr 29, 2046

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828

Mortgage

Document Number	0000031847
Date	Oct 20, 2023
Instrument	2023031847

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 10, 2025
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000037810
Map Reference	MB 4 PG 64-B
Instrument Date	Oct 30, 2025
Instrument	2025037810
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4256 ATLANTIC CT, SANTA CLARA, CA 95054-1306

Mortgage

Document Number	0000037811
Date	Dec 10, 2025
Instrument	2025037811

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 E1 VERANO AVENUE, ATASCADERO, CA 93422

Mortgage

Document Number	0000051573
Date	Sep 21, 2020
Instrument	2020051573

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 15, 2019
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000027709
Map Reference	MB 4 PG 64-B
Instrument Date	Jul 5, 2019
Instrument	2019027709
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FNT SLO ATASCADERO OFFICE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828

Mortgage

Document Number	0000027711
Date	Jul 15, 2019
Instrument	2019027711

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 16, 2019
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000027816
Instrument Date	Jun 28, 2019
Instrument	27816
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5355 EL VERANO AVE ATASCADERO CA 934222828, ATASCADERO, CA 93422-2828

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 27, 2019
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000006767
Instrument Date	Feb 14, 2019
Instrument	6767
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5355 EI VERANO AVE ATASCADERO CA 93422, ATASCADERO, CA 93422

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 27, 2019
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000006766
Instrument Date	Feb 14, 2019
Instrument	6766
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5355 EL VERANO AVE ATASCADERO CA 934222828, ATASCADERO, CA 93422-2828

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2018
Property Address	5355 EL VERANO AVE, ATASCADERO, CA 93422-2828
Document Number	0000037965
Instrument Date	Aug 28, 2018
Instrument	37965
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5355 EL VERANO AVE ATASCADERO CA 934222828, ATASCADERO, CA 93422-2828

Mortgage

Document Number	37966
Date	Sep 13, 2018
Instrument	37966

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 93454

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5355 el Verano Ave was $1,631.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,080,000 (+620.83%) Land $450,000 Building $630,000
2025	$1,631.00 Homeowner's exemption	$149,827 Land $21,962 Building $127,865
2023	$1,552.00 (+1.37%) Homeowner's exemption	$144,010 Land $21,110 Building $122,900
2022	$1,531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5355 el Verano Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5355 el Verano Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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