5353 Shoal Dr, Temple, TX 76502 Property Records

Bell County property record for 5353 Shoal Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,936 sqft · built 1978
Lot Size	0.258 acres (11,247 sqft)
Owner	Individual Name on File
Tax Bill	$1,754 (2023)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0397280674`

Property Details

APN / Parcel Number

Primary APN	`0397280674`
Alternative APNs	`130953` `868218`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,247 sqft (0.258 acres)
Lot Dimensions	148 ft deep x 76 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	377 sqft
Patio Area	54 sqft
Balcony	Balcony
Balcony Area	54 sqft
Canopy	144 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	868218
Street Address	5353 SHOAL DR
City	TEMPLE
State	TX
Zip	76502-6843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEAIRE SECTION II, BLOCK 001, LOT 0338
Legal Subdivision	LAKEAIRE SECTION II
Legal Block	1
Legal Lot Number	338
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3011
Census Tract	20203

Owner

5353 Shoal Dr is owned and occupied by an individual who acquired it in February 2024.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5353 SHOAL DR, TEMPLE, TX 76502-6843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Nov 25, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024
Deed Sale	Feb 12, 2024
Prior Sale	Nov 25, 2019
Deed Document Number	2024005953
Record Updated	Jun 7, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 12, 2024
Property Address	5353 SHOAL DR, TEMPLE, TX 76502-6843
Document Number	0000005953
Map Reference	CAB A SL 238-B&C
Instrument Date	Feb 12, 2024
Instrument	2024005953
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8811 BRAHMA PLAINS RD, TEMPLE, TX 76502-6762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5353 SHOAL DR, TEMPLE, TX 76502-6843

Mortgage

Document Number	0000005954
Date	Feb 12, 2024
Instrument	2024005954

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 25, 2019
Property Address	5353 SHOAL DR, TEMPLE, TX 76502-6843
Document Number	0000054097
Map Reference	CAB A SL 238B&C
Instrument Date	Nov 22, 2019
Instrument	2019-00054097
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5353 SHOAL DR, TEMPLE, TX 76502-6843

Mortgage

Document Number	0000054098
Date	Nov 25, 2019
Instrument	2019-00054098

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,754.00 (-29.53%) Homeowner's exemption	$224,962 Land $19,572 Building $205,390	$224,962 Land $19,572 Building $205,390
2022	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5353 Shoal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5353 Shoal Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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