53526 State Rd 13, Middlebury, IN 46540 Property Records

Elkhart County property record for 53526 State Rd 13, Middlebury, IN 46540

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.5 acres (65,471 sqft)
Owner	2 Individual Names on Record
Tax Bill	$588 (2024)
Deeds & Mortgages	Mar 2017 Construction Loan Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-26-426-009.000-032`

Property Details

APN / Parcel Number

Primary APN	`20-04-26-426-009.000-032`
Alternative APN	`0426426009032`

Exterior

Lot Area	65,471 sqft (1.5 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0426426009032
Old Parcel Number	0426426009032
Street Address	53526 STATE ROAD 13
City	MIDDLEBURY
State	IN
Zip	46540-8931
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	ZO01
Legal Description	ANCHOR RIDGE PHASE TWO DPUD LOT 1
Legal Subdivision	ANCHOR RIDGE
Legal Phase	TWO
Legal Lot Number	1
Jurisdiction	ELKHART IN
Township / Civil Division	YORK
Census Block Group	1
Census Block	1012
Census Tract	801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53548 STATE ROAD 13, MIDDLEBURY, IN 46540-8931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage INTERRA CU
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Mar 10, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 10, 2017	Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017
Deed Sale	Mar 10, 2017
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	0000004871
Record Updated	Jun 8, 2026

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 28, 2017
Property Address	53526 STATE ROAD 13, MIDDLEBURY, IN 46540-8931
Instrument Date	Mar 27, 2017
Instrument	6219
Transaction Type	Construction Loan
Record Updated	Apr 3, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57471 COUNTY ROAD 31 GOSHEN IN 465288692, GOSHEN, IN 46528-8692

Mortgage

Document Number	0000006219
Date	Mar 28, 2017
Instrument	6219

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	53526 STATE ROAD 13, MIDDLEBURY, IN 46540-8931
Document Number	0000006482
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53526 STATE ROAD 13 MIDDLEBURY IN 46540, MIDDLEBURY, IN 46540

Mortgage

Document Number	0000006482
Date	Mar 31, 2017
Instrument	6482

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2022

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 10, 2017
Property Address	53526 STATE ROAD 13, MIDDLEBURY, IN 46540-8931
Document Number	0000004869
Instrument Date	Feb 28, 2017
Instrument	4869
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1789 E BRISTOL ST ELKHART IN 465146607, ELKHART, IN 46514-6607

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 10, 2017
Property Address	53526 STATE ROAD 13, MIDDLEBURY, IN 46540-8931
Document Number	0000004871
Instrument Date	Feb 28, 2017
Instrument	4871
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57471 COUNTY ROAD 31 GOSHEN IN 465288692, GOSHEN, IN 46528-8692

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	York Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,600 (-) Land $22,600	$22,600 (-) Land $22,600
2024	$588.00 (+51.94%)	$22,600 (-) Land $22,600	$22,600 (-) Land $22,600
2023		$22,600 (-) Land $22,600	$22,600 (-) Land $22,600
2022	$387.00	$22,600 Land $22,600	$22,600 Land $22,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 13

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