5352 Lugo St, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5352 Lugo St, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,002 sqft · built 2022
Lot Size	0.17 acres (7,444 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Jan 2026)
Tax Bill	$8,762 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1311-700-0063-000-6`

Property Details

APN / Parcel Number

Primary APN	`1311-700-0063-000-6`
Alternative APN	`168263`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,002 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,444 sqft (0.17 acres)
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	168263
Street Address	5352 LUGO ST
City	FORT PIERCE
State	FL
Zip	34951-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	WATERSTONE PHASE ONE (PB 52-35) BLK 1 LOT 25
Legal Range	39E
Legal Township	34S
Legal Section	11
Legal Subdivision	WATERSTONE PHASE ONE
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1029
Census Tract	381105

Owner

5352 Lugo St is owned and occupied by an individual who bought it in January 2026.

Source: St. Lucie County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Oct 17, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 6, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Aug 4, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESID'L MTG
Aug 22, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Aug 26, 2019	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Oct 17, 2023 · Amount on File
Deed Document Number	5570629
Deed Book / Page	5417 / 2662
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jan 9, 2026
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0054172662
Book / Page	5417 / 2662
Map Reference	MB 52 PG 35
Instrument Date	Jan 7, 2026
Instrument	5570629
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, ST LUCIE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 8TH PL, VERO BEACH, FL 32960-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456

Mortgage

Document Number	0054172665
Date	Jan 9, 2026
Instrument	5417/2665

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Oct 17, 2023
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0050581704
Book / Page	5058 / 1704
Map Reference	MB 52 PG 35-47
Instrument Date	Oct 13, 2023
Instrument	5255832
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, ST LUCIE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 QUAKER ST, CONCORD, NH 03301-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456

Mortgage

Document Number	0050581706
Date	Oct 17, 2023
Instrument	5058/1706

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 6, 2022
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0048040653
Book / Page	4804 / 653
Map Reference	MB 52 PG 35-47
Instrument Date	Mar 18, 2022
Instrument	5020742
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2023
Title Company	STARFISH TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,666.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456

Mortgage

Document Number	0004804655
Date	Apr 6, 2022
Instrument	4804/655

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 4, 2020
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0044551662
Book / Page	004455 / 001662
Instrument Date	Jul 30, 2020
Instrument	4737182
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2020
Title Company	STARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,721.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 SW COLEMAN AVE PORT ST LUCIE FL 34953, PORT ST LUCIE, FL 34953

Mortgage

Document Number	44551664
Date	Aug 4, 2020
Book Page	004455/001664
Instrument	4737183

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LUCIE FL
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0043130743
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 26, 2019
Property Address	5352 LUGO ST, FORT PIERCE, FL 34951-4456
Document Number	0043130739
Book / Page	004313 / 000739
Instrument Date	Aug 22, 2019
Instrument	4610107
Transaction Type	Construction Loan
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$21,714.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,800	$360,800 Land $114,000 Building $246,800
2024	$8,762.00 (-8.25%)
2023	$9,550.00 (+172.31%)	$350,700 (+841.02%) Land $93,500 Building $257,200	$350,700 (+525.13%) Land $93,500 Building $257,200
2022	$3,507.00	$37,268	$56,100 Land $56,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5352 Lugo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5352 Lugo St is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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