Osceola County property record for 5352 Carrara Ct, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,822 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $376,100 (2019) |
| Tax Bill | $4,488.00 (2024) |
| Primary APN | 16-25-31-5014-0001-0530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,822 sqft Living Area |
| Gross Area | 3,848 sqft Gross Area |
| 1st Floor Area | 2,822 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft Garage |
| Patio Area | 306 sqft Patio |
| Porch | Florida Room |
| Porch Area | 428 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5352 CARRARA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 53 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SUNSET GROVE PH 1 |
| Legal Phase | 1 |
| Legal Block | 530 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-5014-0001-0530
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5352 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 01, 2020 | Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
| Apr 04, 2019 | Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2019 · Amount on Record |
| Deed Sale | Apr 04, 2019 · Amount on Record |
| Prior Sale | Feb 01, 2017 · Amount on Record |
| Deed Document Number | 201942679 |
| Deed Book / Page | 5502 / 2220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 05, 2026 |
| Property Address | 5352 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0000059520 |
| Book / Page | 6966 / 2848 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202659520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 5352 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0000059520, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 6966/2848 |
| Instrument | 202659520 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5352 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0058141899 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5352 CARRARA CT ST CLOUD FL 347718046, ST CLOUD, FL 34771-8046 |
| Document Number | 0058141899 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 005814/001899 |
| Instrument | 140422 |
| Name | VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 04, 2019 |
| Property Address | 5352 CARRARA CT, SAINT CLOUD, FL 34771-8046 |
| Document Number | 0055022220 |
| Book / Page | 005502 / 002220 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 42679 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,632.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5352 CARRARA CT ST CLOUD FL 347718046, ST CLOUD, FL 34771-8046 |
| Document Number | 55022223 |
|---|---|
| Date | Apr 04, 2019 |
| Book Page | 005502/002223 |
| Instrument | 42680 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,705.00 (+4.84%) Homeowner's exemption | $329,032 (+5.99%) | $457,300 (-2.81%) Land $80,000 Building $377,300 |
| 2024 | $4,488.00 (+2.09%) | ||
| 2023 | $4,396.00 (+4%) Homeowner's exemption | $310,446 (+3%) | $470,500 (+18.04%) Land $80,000 Building $390,500 |
| 2022 | $4,227.00 Homeowner's exemption | $301,404 | $398,600 Land $55,000 Building $343,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 332 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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