5351 Stark Rd, Proctor (Duluth), MN 55810 Property Records

St. Louis County property record for 5351 Stark Rd, Proctor, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1930
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2021)
Tax Bill	$34 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-00405`

Property Details

APN / Parcel Number

Primary APN	`450-0010-00405`
Alternative APN	`1112119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	938 sqft Gross Area
1st Floor Area	750 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	102,366 sqft (2.35 acres)
Garage Area	1,656 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	16 sqft
Storage Building	108 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1112119
Street Address	5351 STARK RD
City	DULUTH
State	MN
Zip	55810-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 1/2 OF SE 1/4 OF SW 1/4 OF SE 1/4 EXWLY 350 FT SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	04
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1004
Census Tract	10200

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5351 STARK RD, DULUTH, MN 55810-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC
Apr 15, 2021	Intrafamily Transfer, Transfer
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Feb 16, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	20211043181
Prior Transfer Date	Apr 8, 2021
Prior Transfer Doc	00T1039362
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2021
Property Address	5351 STARK RD, DULUTH, MN 55810-9759
Document Number	0001043181
Instrument Date	Jun 29, 2021
Instrument	1043181
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5351 STARK RD, PROCTOR, MN 55810-9759

Mortgage

Document Number	0001043182
Date	Jul 2, 2021
Instrument	1043182

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 15, 2021
Property Address	5351 STARK RD, DULUTH, MN 55810-9759
Document Number	0001039362
Instrument Date	Apr 8, 2021
Instrument	1039362
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5351 STARK RD, DULUTH, MN 55810-9759
Investor	Possibly a Property Investor

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5351 STARK RD, DULUTH, MN 55810-9759
Document Number	00T1006085
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5351 STARK RD PROCTOR MN 558109759, PROCTOR, MN 55810-9759

Mortgage

Document Number	00T1006085
Date	Dec 17, 2018
Instrument	T1006085

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 16, 2023

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 16, 2018
Property Address	5351 STARK RD, DULUTH, MN 55810-9759
Document Number	000T995249
Instrument Date	Oct 16, 2017
Instrument	T995249
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	AFFINITY PLUS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5351 STARK RD PROCTOR MN 558109759, PROCTOR, MN 55810-9759

Mortgage

Document Number	T995250
Date	Feb 16, 2018
Instrument	T995250

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5351 STARK RD, DULUTH, MN 55810-9759
Document Number	000T987073
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000T987073
Date	Jul 11, 2017
Instrument	T987073

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (+17.24%) Homeowner's exemption	$265,100 (+25.64%) Land $52,400 Building $212,700	$265,100 (+25.64%) Land $52,400 Building $212,700
2024	$29.00 (+16%)	$211,000 (+16.19%) Land $36,000 Building $175,000	$211,000 (+16.19%) Land $36,000 Building $175,000
2022	$25.00	$181,600 Land $34,200 Building $147,400	$181,600 Land $34,200 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber · Cable in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AirFiber Fixed Wireless	100 / 20

5351 Stark Rd, Proctor (Duluth), MN 55810 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stark Rd

Nearby Streets

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