Martin County property record for 5351 SE Reef Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,390 sqft · built 1999 |
| Lot Size | 0.382 acres (16,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Sep 1996) |
| Tax Bill | $4,050 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39215 |
| Primary APN | 39215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| 1st Floor Area | 2,389 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,683 sqft (0.382 acres) |
| Garage Type | Attached |
| Garage Area | 813 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39215 |
|---|---|
| Street Address | 5351 SE REEF WAY |
| City | STUART |
| State | FL |
| Zip | 34997-2556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE REEF LOT 3 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | THE REEF (AKA COLONY OF ROCKY POINT) |
| Legal Lot Number | 3 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1302 |
Source: Martin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5351 SE REEF WAY, STUART, FL 34997-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 1996 · Amount on Record |
| Deed Sale | Sep 18, 1996 · Amount on Record |
| Deed Document Number | 0011961787 |
| Deed Book / Page | 01196 / 01787 |
| Record Updated | Jun 8, 2026 |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $268,481 (+5.99%) | $606,220 (-1.65%) Land $225,000 Building $381,220 | |
| 2024 | $4,050.00 (+2.27%) | ||
| 2023 | $3,960.00 (+3.8%) Additional exemption filed | $253,316 (+3%) | $616,410 (+11.98%) Land $225,000 Building $391,410 |
| 2022 | $3,815.00 Homeowner's exemption | $245,938 | $550,440 Land $226,000 Building $324,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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