5351 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5351 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 2005
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$332,000 (Mar 2021)
Tax Bill$4,243 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0339.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0339.0-0-0000
Alternative APNs
  • 40-38-41-009-000-03390-0
  • 722152

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,905 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,011 sqft (0.138 acres)
View / LotGreenbelt/Park
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Concrete Masonry Porch
Porch Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number722152
Street Address5351 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 339 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number339
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

5351 SE Graham Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5351 SE GRAHAM DR, STUART, FL 34997-1556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 18, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleApr 17, 2013 · Amount on File
Deed Document Number20212872354
Deed Book / Page3203 / 1111
Prior Transfer DateApr 13, 2007
Prior Transfer Doc0022401224
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5351 SE GRAHAM DR, STUART, FL 34997-1556
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5351 SE GRAHAM DR, STUART, FL 34997-1556

Mortgage

Document Number0033282370
DateAug 4, 2022
Book Page3328/2370
Instrument2974158
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 2, 2032

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 4, 2021
Property Address5351 SE GRAHAM DR, STUART, FL 34997-1556
Document Number0032031111
Book / Page3203 / 1111
Map ReferenceMB 15 PG 89
Instrument DateFeb 24, 2021
Instrument2872354
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2841 SW VENICE CT, 2841, PALM CITY, FL 34990-8229

Transferred To (Grantee/Buyer)

NameVerified Name
Address5351 SE GRAHAM DR, STUART, FL 34997-1556

Mortgage

Document Number0032031114
DateMar 4, 2021
Instrument3203/1114
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5351 SE GRAHAM DR, STUART, FL 34997-1556
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030702469
DateJul 12, 2019
Book Page3070/2469
Instrument2764795
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5351 SE GRAHAM DR, STUART, FL 34997-1556
Document Number0030131476
Instrument DateAug 18, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5351 SE GRAHAM DR STUART FL 349971556, STUART, FL 34997-1556

Mortgage

Document Number0030131476
DateAug 30, 2018
Book Page003013/001476
Instrument2713405
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5351 SE Graham Dr was $4,243 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,243.00 (-0.54%) Homeowner's exemption$281,593$411,690 Land $155,000 Building $256,690
2024$4,266.00 (+2.23%)
2023$4,173.00 (+3.75%) Additional exemption filed$265,687 (+3%)$366,110 (+10.56%) Land $125,000 Building $241,110
2022$4,022.00 Homeowner's exemption$257,949$331,150 Land $100,000 Building $231,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5351 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5351 SE Graham Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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