5351 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5351 Harmony Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 930 sqft · built 1954
Lot Size	0.225 acres (9,779 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,287 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-D-00-019-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-D-00-019-0`
Alternative APN	`D 53`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,779 sqft (0.225 acres)
Lot Dimensions	163 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5351 HARMONY LN
City	WILLOUGHBY
State	OH
Zip	44094-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10,14
Legal Block	1
Legal Lot Number	203
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1011
Census Tract	201300

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 10, 2023	Transfer on Death Deed, Transfer
Jan 6, 2022	Affidavit of Death of Joint Tenant, Transfer
Dec 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 1989
Deed Sale	Mar 3, 1989
Last Transfer Date	May 9, 2023
Transfer Doc	0000008641
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307

Mortgage

Document Number	0000025224
Date	Sep 13, 2022
Instrument	2022R025224

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 21, 2052

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	May 10, 2023
Property Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000008641
Map Reference	VOL J PG 32
Instrument Date	May 9, 2023
Instrument	2023R008641
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Jan 6, 2022
Property Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000000924
Map Reference	VOL J PG 32
Instrument Date	Dec 22, 2021
Instrument	2022R000924
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Dec 7, 2017
Property Address	5351 HARMONY LN, WILLOUGHBY, OH 44094-4307
Document Number	0000033388
Instrument Date	Nov 30, 2017
Instrument	33388
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5351 HARMONY LN WILLOUGHBY OH 440944307, WILLOUGHBY, OH 44094-4307

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,070 (+34.87%) Land $17,390 Building $43,680	$174,470 (+34.86%) Land $49,680 Building $124,790
2023	$4,287.00 (+88.77%) Homeowner's exemption Senior Citizen's exemption	$45,280 (-) Land $14,730 Building $30,550
2022	$2,271.00 Homeowner's exemption Senior Citizen's exemption	$45,280 Land $14,730 Building $30,550
2021			$129,370 Land $42,090 Building $87,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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