Charlotte County property record for 5350 Shell Mound Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 2020 |
| Lot Size | 0.11 acres (4,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2026) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Feb 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-34-435-010 |
| Primary APN | 40-23-34-435-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| Gross Area | 2,030 sqft |
| Flooring | Covered |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,818 sqft (0.11 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 5350 SHELL MOUND CIR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CAL 00B 0000 0010 CALUSA CREEK SECB BLK0000 LT0010 CALUSA CREEK PHASE B LOT 10 ( 4818.29SF) 4550/2003 3224547 |
| Legal Subdivision | CALUSA CREEK |
| Legal Phase | B |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 10200 |
Source: Charlotte County records · APN 40-23-34-435-010
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3805 N 160TH AVE, HOLLAND, MI 49424-5858 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Warranty Deed, Transfer |
| Feb 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2026 · Amount on Record |
| Deed Sale | Mar 04, 2026 · Amount on Record |
| Prior Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 3620083 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 04, 2026 |
| Property Address | 5350 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Document Number | 0003620083 |
| Map Reference | MB 22 PG 19A-19E |
| Instrument Date | Mar 04, 2026 |
| Instrument | 3620083 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 BURNT STORE RD S, CAPE CORAL, FL 33991-1160 |
| Name | Verified Name |
|---|---|
| Address | 3805 N 160TH AVE, HOLLAND, MI 49424-5858 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 23, 2023 |
| Property Address | 5350 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Document Number | 0003224547 |
| Map Reference | MB 22 PG 19-A-19-E |
| Instrument Date | Feb 21, 2023 |
| Instrument | 3224547 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ESQUIRE LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3917 UNIVERSITY DR STE 100, 100, DURHAM, NC 27707-2623 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3320 N 160TH AVE, HOLLAND, MI 49424-5868 |
| Document Number | 0003224548 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 3224548 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+42.28%) | $245,423 (+44.17%) | $287,295 (+3.42%) Land $36,401 Building $250,894 |
| 2023 | $2,602.00 (+4.25%) Homeowner's exemption | $170,231 (+3%) | $277,789 (+25.18%) Land $33,401 Building $244,388 |
| 2022 | $2,496.00 Homeowner's exemption | $165,273 | $221,916 Land $22,441 Building $199,475 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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