Volusia County property record for 535 Whitecap Cove Ct, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,469 sqft · built 1991 |
| Lot Size | 0.464 acres (20,200 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $170,000 (Nov 1997) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8025-08-00-0280 |
| Primary APN | 8025-08-00-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| Gross Area | 2,975 sqft |
| 1st Floor Area | 2,469 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,200 sqft (0.464 acres) |
| Lot Dimensions | 200 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 437 sqft |
| Patio Area | 1,021 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5068781 |
|---|---|
| Street Address | 535 WHITECAP COVE CT |
| City | DEBARY |
| State | FL |
| Zip | 32713-2759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R4 |
| Legal Description | LOT 28 LANDINGS AT SUMMERHAVEN UNIT I MB 42 PGS 97-98 INC PER OR 4248 PG 4714 |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | LANDINGS AT SUMMERHAVEN UNIT I MB |
| Legal Tract | 08 |
| Legal Lot Number | 28 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 90905 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 535 WHITECAP COVE CT, DEBARY, FL 32713-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 1997 · Amount on Record |
| Deed Sale | Nov 4, 1997 · Amount on Record |
| Prior Sale | Mar 15, 1989 · Amount on Record |
| Deed Book / Page | 4248 / 4714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 535 WHITECAP COVE CT, DEBARY, FL 32713-2759 |
| Document Number | 0077564271 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 535 WHITECAP COVE CT DEBARY FL 327132759, DEBARY, FL 32713-2759 |
| Document Number | 0077564271 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 007756/004271 |
| Instrument | 196797 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 535 WHITECAP COVE CT, DEBARY, FL 32713-2759 |
| Document Number | 0076430398 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 535 WHITECAP COVE CT DEBARY FL 327132759, DEBARY, FL 32713-2759 |
| Document Number | 0076430398 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 007643/000398 |
| Instrument | 4961 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,033 (+2.7%) | $401,302 (-0.64%) Land $71,331 Building $329,971 | |
| 2025 | $2,393.00 (-0.87%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $201,591 (+5.99%) | $403,873 (+1.45%) Land $70,700 Building $333,173 |
| 2024 | $2,414.00 (-11.18%) | ||
| 2023 | $2,718.00 (+2.45%) Homeowner's exemption | $190,204 (+3%) | $398,082 (+19.93%) Land $90,496 Building $307,586 |
| 2022 | $2,653.00 Homeowner's exemption | $184,664 | $331,918 Land $67,872 Building $264,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 5 condo units |
| Nearby Flood Claims | 8 (2008–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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