McLennan County property record for 535 Whispering Oaks, China Spring, TX 76633
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,756 sqft · built 2009 |
| Lot Size | 1.54 acres (67,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Sep 2016) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-025301-001204-0 |
| Primary APN | 18-025301-001204-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 2,756 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 67,126 sqft |
| Lot Dimensions | 228 ft deep x 279 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 840 sqft |
| Deck Area | 817 sqft |
| Patio Area | 54 sqft |
| Utility Building | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 535 WHISPERING OAKS |
|---|---|
| City | CHINA SPRING |
| State | TX |
| Zip | 76633-3499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | HILLS OF CHILDRESS CREEK PHASE 3 LOT 4 BLOCK L ACRES 1.541 |
| Legal Subdivision | HILLS OF CHILDRESS CREEK PHASE 3 |
| Legal Tract | 4 |
| Legal Block | L |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CHINA SPRING |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4102 |
535 Whispering Oaks, a rural home, is owned and occupied by two individuals who bought it in September 2016.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 WHISPERING OAKS, CHINA SPRING, TX 76633-3499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Prior Sale | Oct 20, 2010 · Amount on File |
| Deed Document Number | 201632494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 535 WHISPERING OAKS, CHINA SPRING, TX 76633-3499 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000036601 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023036601 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2053 |
The 2025 property tax bill for 535 Whispering Oaks was $5,112 with a homeowner's exemption, down 8.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,609 (+3.13%) Land $48,893 Building $444,716 | $520,000 (+2.97%) Land $75,284 Building $444,716 | |
| 2025 | $5,112.00 (-8.47%) Homeowner's exemption | $478,610 Land $48,890 Building $429,720 | $505,000 Land $75,280 Building $429,720 |
| 2024 | $5,585.00 | ||
| 2023 | $700,300 (+16.08%) Land $32,610 Building $667,690 | $717,880 (+15.62%) Land $50,190 Building $667,690 | |
| 2022 | $6,309.00 Homeowner's exemption Additional exemption filed | $603,290 Land $32,610 Building $570,680 | $620,870 Land $50,190 Building $570,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 Whispering Oaks in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007) |
| Most Recent Claim | Mar 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 Whispering Oaks is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS COUNTRY WSC serves 3,939 people · EPA ID TX1550059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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