535 Sunset Beach Rd, Florence, AL 35633 Property Records

Lauderdale County property record for 535 Sunset Beach Rd, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,575 sqft · built 1965
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jun 2018)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-05-15-0-001-021-000`

Property Details

APN / Parcel Number

Primary APN	`26-05-15-0-001-021-000`
Alternative APNs	`092315` `55497` `92315`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	258 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92315
Street Address	535 SUNSET BEACH RD
City	FLORENCE
State	AL
Zip	35633-0128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 258 IRR SUNSET BEACH SD LOT 22 .61 AC/C SEC 15 T3S R13W PB 3 PG 9-11
Legal Range	13W
Legal Township	03S
Legal Section	15
Legal Subdivision	SUNSET BEACH
Legal Lot Number	22
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2045
Census Tract	11200

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 SUNSET BEACH RD, FLORENCE, AL 35633-0128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE FEDERAL CU
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage CONSUMER FIRST MORTGAGE CO
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Document Number	0201825763
Deed Book / Page	2018 / 25763
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	535 SUNSET BEACH RD, FLORENCE, AL 35633-0128
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/81182
Date	Dec 30, 2021
Book Page	2021/81182

Lender

Name	FLORENCE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	535 SUNSET BEACH RD, FLORENCE, AL 35633-0128
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/59159
Date	Oct 28, 2020
Book Page	2020/59159

Lender

Name	CONSUMER FIRST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 19, 2018
Property Address	535 SUNSET BEACH RD, FLORENCE, AL 35633-0128
Document Number	2018/25763
Book / Page	2018 / 25763
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 FALLS ACRES LN, 30, SAVANNAH, TN 38372-5026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 SUNSET BEACH RD, FLORENCE, AL 35633-0128

Mortgage

Document Number	2018/25765
Date	Jun 19, 2018
Book Page	2018/25765

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 Homeowner's exemption	$36,780 (-)	$367,540 (-) Land $202,500 Building $165,040
2024	$1,229.00 (-3.91%) Homeowner's exemption	$36,780 (+81.54%) Land $20,260 Building $16,520	$367,540 (-) Land $202,500 Building $165,040
2023	$1,279.00 (+24.3%) Homeowner's exemption	$20,260 (-31.6%) Land $20,260	$367,540 (+24.09%) Land $202,500 Building $165,040
2022	$1,029.00 Homeowner's exemption	$29,620	$296,200 Land $178,800 Building $117,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1994–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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