535 Spruce Ave, Westminster, MD 21157 Property Records

Carroll County property record for 535 Spruce Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1970
Lot Size	0.396 acres (17,238 sqft)
Owner	Company Name on File
Last Sale	$231,000 (May 2021)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-022581`

Property Details

APN / Parcel Number

Primary APN	`07-022581`
Alternative APNs	`7022581` `022581`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,238 sqft (0.396 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022581
Street Address	535 SPRUCE AVE
City	WESTMINSTER
State	MD
Zip	21157-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 24,26,28-11238 S 535 SPRUCE AVE 2-15 BUCKINGHAM VIEW SC E
Legal Subdivision	BUCKINGHAM VIEW SEC E
Legal Lot Number	24,26
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2034
Census Tract	507602

Owner

535 Spruce Ave is owned by a company that acquired it in April 2026.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 20, SYKESVILLE, MD 21784-0020
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer CURTIS TITLE AND ESCROW COMPANY, FRIEDS TITLE & ESCROW CO
Apr 30, 2026	Deed, Transfer FRIENDSHIP TITLE, FRIENDS TITLE
May 7, 2021	Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Aug 30, 1995 · Amount on File
Deed Book / Page	10255 / 377
Last Transfer Date	Apr 16, 2026
Transfer Doc	1174000036
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 27, 2026
Property Address	535 SPRUCE AVE, WESTMINSTER, MD 21157-6233
Document Number	1174000036
Book / Page	11746 / 36
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CURTIS TITLE AND ESCROW COMPANY, FRIEDS TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 30, 2026
Property Address	535 SPRUCE AVE, WESTMINSTER, MD 21157-6233
Document Number	1175000466
Book / Page	11751 / 466
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FRIENDSHIP TITLE, FRIENDS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 7, 2021
Property Address	535 SPRUCE AVE, WESTMINSTER, MD 21157-6233
Document Number	0102550377
Book / Page	10255 / 377
Map Reference	MB 2 PG 15
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	618 GREEN VALLEY WAY, SYKESVILLE, MD 21784-8517

Mortgage

Document Number	0010255382
Date	May 7, 2021
Instrument	10255/382

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 535 Spruce Ave was $2,736, up 7.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00 (+7.17%)	$244,300 (+7.16%) Land $96,100 Building $148,200	$244,300 (-) Land $96,100 Building $148,200
2025	$2,553.00	$227,967	$244,300 Land $96,100 Building $148,200
2023	$2,206.00	$195,300 Land $96,100 Building $99,200	$195,300 Land $96,100 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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