535 Spring Hill Ln, Cobden, IL 62920 Property Records

Union County property record for 535 Spring Hill Ln, Cobden, IL 62920

Property Summary

Property Type	Rural Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2017)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-12-05-308-A`

Property Details

APN / Parcel Number

Primary APN	`07-12-05-308-A`
Alternative APN	`03-12-200-005`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	535 SPRING HILL LN
City	COBDEN
State	IL
Zip	62920-3001
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S12 T11 R2W E 1/2 NE NE
Legal Range	02W
Legal Township	11
Legal Section	12
Jurisdiction	UNION IL
Township / Civil Division	ALTO PASS
Census Block Group	1
Census Block	1003
Census Tract	950200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 SPRING HILL LN, COBDEN, IL 62920-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2017618
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	535 SPRING HILL LN, COBDEN, IL 62920-3001
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022R2195
Date	Dec 21, 2022
Instrument	2022R2195

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	535 SPRING HILL LN, COBDEN, IL 62920-3001
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022R0565
Date	Mar 31, 2022
Instrument	2022R0565

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate	3.5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Apr 5, 2017
Property Address	535 SPRING HILL LN, COBDEN, IL 62920-3001
Document Number	2017R0618
Map Reference	MB 32 PG 414
Instrument Date	Apr 5, 2017
Instrument	2017R0618
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 SPRING HILL LN, ALTO PASS, IL 62905

Mortgage

Document Number	2017R0619
Date	Apr 5, 2017
Instrument	2017R0619

Lender

Name	BANTERRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+13.09%)	$40,150 (+25.07%) Land $6,830 Building $33,320	$120,450 Land $20,490 Building $99,960
2022	$1,513.00 Homeowner's exemption	$32,103 Land $5,213 Building $26,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: BLIP Networks, T-Mobile, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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