535 Smith Pl, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 535 Smith Pl, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1958
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Apr 2023)
Tax Bill	$14,675 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01704-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`51-01704-0000-00011`
Alternative APN	`510170400011`

Interior

Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	136 ft deep x 98 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	535 SMITH PL
City	RIDGEWOOD
State	NJ
Zip	07450-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.272 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	1704
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	3
Census Block	3014
Census Tract	47200

Owner

535 Smith Pl is owned and occupied by two individuals who bought it in April 2023.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 SMITH PL, RIDGEWOOD, NJ 07450-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Sep 15, 2004 · Amount on File
Deed Document Number	202324493
Deed Book / Page	4969 / 753
Record Updated	Oct 29, 2026

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 11, 2023
Property Address	535 SMITH PL, RIDGEWOOD, NJ 07450-1439
Document Number	0049690753
Book / Page	4969 / 753
Instrument Date	Mar 24, 2023
Instrument	2023024493
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,139.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 OAK ST # 316, 316, RIDGEWOOD, NJ 07450-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 SMITH PL, RIDGEWOOD, NJ 07450-1439
Investor	Possibly a Property Investor

Mortgage

Document Number	2023024494
Date	Apr 11, 2023
Instrument	2023024494

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 535 Smith Pl was $14,675, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,800 (-) Land $324,000 Building $183,800	$507,800 (-) Land $324,000 Building $183,800
2025	$14,675.00 (+0.73%)	$507,800 Land $324,000 Building $183,800	$507,800 Land $324,000 Building $183,800
2024	$14,568.00
2023		$507,800 Land $324,000 Building $183,800	$507,800 Land $324,000 Building $183,800
2022	$13,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Smith Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Smith Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20