535 S Branch St, Monroe, NC 28112 Property Records

Union County property record for 535 S Branch St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,008 sqft · built 1987
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-235-188`

Property Details

APN / Parcel Number

Primary APN	`09-235-188`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	535 S BRANCH ST
City	MONROE
State	NC
Zip	28112-5324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	0.21A 7797-079
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2076
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

535 S Branch St, a rural home, is owned and occupied by an individual who bought it in September 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	535 S BRANCH ST, MONROE, NC 28112-5324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · FHA Mortgage WOLFE FIN'L
May 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202034692
Deed Book / Page	7797 / 79
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	7670379
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 2, 2020
Property Address	535 S BRANCH ST, MONROE, NC 28112-5324
Document Number	779779
Book / Page	007797 / 000079
Instrument Date	Sep 2, 2020
Instrument	34692
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 S BRANCH ST MONROE NC 281125324, MONROE, NC 28112-5324

Mortgage

Document Number	779782
Date	Sep 2, 2020
Book Page	007797/000082
Instrument	34693

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	779792,
Date	Sep 2, 2020
Book Page	007797/000092
Instrument	34694

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 15, 2020
Property Address	535 S BRANCH ST, MONROE, NC 28112-5324
Document Number	7670382
Book / Page	007670 / 000382
Instrument Date	May 15, 2020
Instrument	16871
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 S BRANCH ST MONROE NC 281125324, MONROE, NC 28112-5324

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	May 15, 2020
Property Address	535 S BRANCH ST, MONROE, NC 28112-5324
Document Number	7670379
Book / Page	007670 / 000379
Instrument Date	Jan 15, 2020
Instrument	16870
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 CREFT CIR INDIAN TRAIL NC 280799561, INDIAN TRAIL, NC 28079-9561

Tax Assessment & Valuation

The 2025 property tax bill for 535 S Branch St was $1,957.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,900 (-) Land $32,500 Building $191,400	$223,900 (-) Land $32,500 Building $191,400
2025	$1,957.00	$223,900 Land $32,500 Building $191,400	$223,900 Land $32,500 Building $191,400
2023	$1,318.00	$120,900 Land $17,100 Building $103,800	$120,900 Land $17,100 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 S Branch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 S Branch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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