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535 Ryan Rd, Celina, TN 38551 Property Records

Clay County property record for 535 Ryan Rd, Celina, TN 38551

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,424 sqft · built 1998
Lot Size10.4 acres (454,331 sqft)
Owner2 Individual Names on Record
Last Sale$89,000 (Oct 2016)
Tax Bill$1,015 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN014065 01918

Property Details

APN / Parcel Number

Primary APN014065 01918
Alternative APN
  • 065 01918

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area454,331 sqft (10.4 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,638 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area210 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address535 RYAN RD
CityCELINA
StateTN
Zip38551-3516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: R01
JurisdictionCLAY TN
Township / Civil Division5
Census Block Group1
Census Block1006
Census Tract955000

Owner

Source: Clay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address535 RYAN RD, CELINA, TN 38551-3516
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
ONE BANK OF TENNESSEE
Sep 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2016 · Amount on Record
Deed SaleOct 21, 2016 · Amount on Record
Prior SaleSep 19, 2014 · Amount on Record
Deed Document Number20161079
Deed Book / Page106 / 458
Last Transfer DateSep 8, 2022
Transfer Doc0WD121/292
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY TN
Property Address535 RYAN RD, CELINA, TN 38551-3516
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00TD172/76
DateNov 1, 2022
Book PageTD172/76
Instrument22001413
Lender
NameONE BANK OF TENNESSEE
TypeBank
AddressLIVINGSTON, TN 38570
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY TN
Recording DateSep 16, 2022
Property Address535 RYAN RD, CELINA, TN 38551-3516
Document Number0WD121/292
Book / PageWD121 / 292
Instrument DateSep 8, 2022
Instrument22001212
Transaction TypeTransfer
Record UpdatedOct 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 RYAN RD, CELINA, TN 38551-3516

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,015.00$39,050 (-) Land $7,675 Building $31,375
2023$39,050 Land $7,675 Building $31,375
2022$156,200 Land $30,700 Building $125,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2021–2025)
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCELINA WATER SYSTEM
serves 6,160 people · EPA ID TN0000099
Water SourceSurface water
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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