Defiance County property record for 535 River Front Dr, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 2024 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 2024) |
| Tax Bill | $690 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I060022B00800 |
| Primary APN | I060022B00800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 6,432 sqft |
| 1st Floor Area | 2,260 sqft |
| Basement Area | 2,260 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 28,009 sqft (0.643 acres) |
| Lot Dimensions | 285 ft deep x 115 ft wide |
| Garage Type | Attached - Unfinished |
| Garage Area | 837 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 535 RIVER FRONT DR |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAUMEE RIVER CROSSING LOT 8 & 8A CREATED FROM (I06-22-3) |
| Legal Subdivision | MAUMEE RIVER CROSSING |
| Legal Lot Number | 8 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 958500 |
535 River Front Dr is owned by two individuals who bought it in January 2024.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 BUNKER HILL PL, FORT WAYNE, IN 46825-3570 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer |
| Jul 30, 2018 | Warranty Deed, Transfer · ARM THE STATE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 2024299 |
| Deed Book / Page | 462 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jan 30, 2024 |
| Property Address | 535 RIVER FRONT DR, DEFIANCE, OH 43512-1868 |
| Document Number | 000462/420 |
| Book / Page | 462 / 420 |
| Map Reference | VOL 14 PG 148-157 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 202400000299 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 BUNKER HILL PL, FORT WAYNE, IN 46825-3570 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jul 30, 2018 |
| Property Address | 535 RIVER FRONT DR, DEFIANCE, OH 43512-1868 |
| Document Number | 413/2834 |
| Book / Page | 413 / 2834 |
| Map Reference | VOL 14 PG 148-157 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 201800003345 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11747 ROAD 16K, OTTAWA, OH 45875-9481 |
| Document Number | 201800003346 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 201800003346 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 30, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
The 2025 property tax bill for 535 River Front Dr was $690.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Municipality | Defiance City |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 | $20,650 (-) Land $20,650 | |
| 2024 | $690.00 (-1.43%) | $20,650 (-) Land $20,650 | $58,990 (-0.02%) Land $58,990 |
| 2023 | $700.00 (-14.74%) | $20,650 (+1.08%) Land $20,650 | $59,000 Land $59,000 |
| 2022 | $821.00 | $20,430 Land $20,430 | |
| 2020 | $58,360 Land $58,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 535 River Front Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 River Front Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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