535 Reading Rd, Dayton, OH 45404 Property Records

Montgomery County property record for 535 Reading Rd, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2015
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2023)
Tax Bill	$5,236 (2024)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I39 00520 0056`

Property Details

APN / Parcel Number

Primary APN	`I39 00520 0056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	700 sqft
Basement Area	338 sqft
Finished Basement	338 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,407 sqft (0.192 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	535 READING RD
City	DAYTON
State	OH
Zip	45404-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 BRANTWOOD SEC ONE 30YR TIF 2015-2044 TAXABLE 2045
Legal Subdivision	BRANTWOOD SEC 1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1019
Census Tract	90302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	535 READING RD, DAYTON, OH 45404-1579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer PCTITLE PROS INC, PCTITLE PROS
Jun 22, 2023	Warranty Deed, Transfer PCTITLE PROS INC, PCTITLE PROS
May 23, 2019	Warranty Deed, Mortgage · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	2023-00031495
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 22, 2023
Property Address	535 READING RD, DAYTON, OH 45404-1579
Document Number	0000031495
Map Reference	MB 222 PG 26&26B
Instrument Date	Jun 2, 2023
Instrument	2023-00031495
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 READING RD, DAYTON, OH 45404-1579

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 22, 2023
Property Address	535 READING RD, DAYTON, OH 45404-1579
Document Number	0000031495
Map Reference	MB 222 PG 26&26B
Instrument Date	Jun 2, 2023
Instrument	202300031495
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 READING RD, DAYTON, OH 45404-1579

May 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 23, 2019
Property Address	535 READING RD, DAYTON, OH 45404-1579
Document Number	0000026561
Instrument Date	May 17, 2019
Instrument	26561
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Tax	$28.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 READING RD DAYTON OH 454041579, DAYTON, OH 45404-1579

Mortgage

Document Number	26562
Date	May 23, 2019
Instrument	26562

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$740 (-) Land $740
2024	$5,236.00 (+4.95%)
2023	$4,989.00 (+28.72%)	$740 (-) Land $740	$2,110 (-) Land $2,110
2022	$3,876.00	$740 Land $740
2020			$2,110 Land $2,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Also Mapped Here	MONTGOMERY COUNTY WATER SERVICES 1 PWS
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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