535 Poor Valley Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 535 Poor Valley Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 942 sqft · built 1905
Lot Size	14 acres (612,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,900 (Feb 2024)
Tax Bill	$489 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029040 00501`

Property Details

APN / Parcel Number

Primary APN	`029040 00501`
Alternative APN	`040 00501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	612,018 sqft (14 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	535 POOR VALLEY RD
City	RUTLEDGE
State	TN
Zip	37861-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1002
Census Tract	500301

Owner

Source: Grainger County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	2024375
Deed Book / Page	420 / 1773
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Recording Date	Jul 6, 2026
Property Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212
Document Number	0000002337
Book / Page	437 / 1240
Instrument Date	Jun 25, 2026
Instrument	20262337
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212

Mortgage

Document Number	0000002337,
Date	Jul 6, 2026
Book Page	437/1240
Instrument	20262337

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Feb 20, 2024
Property Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212
Document Number	0000000375
Book / Page	420 / 1773
Instrument Date	Feb 13, 2024
Instrument	24000375
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212

Mortgage

Document Number	0000000376
Date	Feb 20, 2024
Instrument	24000376

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 3, 2023
Property Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212
Document Number	0000002138
Book / Page	416 / 1484
Instrument Date	Aug 2, 2023
Instrument	23002138
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	535 POOR VALLEY RD, RUTLEDGE, TN 37861-5212

Mortgage

Document Number	0000002139
Date	Aug 3, 2023
Instrument	23002139

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00	$20,800 (-) Land $11,425 Building $9,375
2024	$489.00	$20,800 (-) Land $11,425 Building $9,375
2023	$489.00 (+2.3%)	$20,800 (-) Land $11,425 Building $9,375
2022	$478.00	$20,800 Land $11,425 Building $9,375
2021			$83,200 Land $45,700 Building $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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