535 Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 535 Pinnacle Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,293 sqft · built 2008
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Feb 2021)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-38-1542-000`

Property Details

APN / Parcel Number

Primary APN	`1940-38-1542-000`
Alternative APNs	`1940380467000` `1818857`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,293 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Area	546 sqft
Porch	Porch
Porch Area	155 sqft
Patio Area	639 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1818857
Street Address	535 PINNACLE RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	LOT 140 AND NORTHERN HALF OF 141 LAUREL GAP P24/162
Legal Subdivision	NORTHERN HALF
Legal Lot Number	140
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1016
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	2021701669
Deed Book / Page	2162 / 779
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 1, 2021
Property Address	535 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8161
Document Number	0021620779
Book / Page	2162 / 779
Map Reference	MB 24 PG 162
Instrument Date	Jan 12, 2021
Instrument	701669
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 FEARRINGTON POST, 654, PITTSBORO, NC 27312-8507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 FOLLY RD, HENDERSONVILLE, NC 28739-2518

Mortgage

Document Number	701670
Date	Feb 1, 2021
Instrument	701670

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,200 (-) Land $9,900 Building $785,300
2025	$2,643.00	$795,200 (-) Land $9,900 Building $785,300
2024			$795,200 Land $9,900 Building $785,300
2023		$795,200 Land $9,900 Building $785,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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