535 Paloma Ave, Lehigh Acres, FL 33974 Property Records

Lee County property record for 535 Paloma Ave, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,225 sqft · built 2017
Lot Size	0.252 acres (10,990 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Feb 2018)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-45-27-01-00001.0450`

Property Details

APN / Parcel Number

Primary APN	`18-45-27-01-00001.0450`
Alternative APNs	`18-45-27-L1-01001.0450` `271845L1010010450` `10419081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,225 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	888 sqft
Upper Floors Area	1,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,990 sqft (0.252 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	77 sqft
Patio Area	897 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10419081
Street Address	535 PALOMA AVE
City	LEHIGH ACRES
State	FL
Zip	33974-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	MIRROR LAKES UNIT 1 BLK 1 PB 27 PG 88 LOT 45
Legal Range	27E
Legal Township	45S
Legal Section	18
Legal Subdivision	LEHIGH ACRES 18-45-27
Legal Tract	01
Legal Block	1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2052
Census Tract	40310

Owner

535 Paloma Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2018	Special Warranty Deed, Transfer · FHA Mortgage SECURITYNATIONAL MORTGAGE CO
Feb 7, 2017	Trustee's Deed, Transfer · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2018 · Amount on File
Deed Sale	Feb 19, 2018 · Amount on File
Prior Sale	Aug 6, 2014 · Amount on File
Deed Document Number	201839745
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066458
Date	Feb 28, 2022
Instrument	2022000066458

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452

Mortgage

Document Number	0000046701
Date	Feb 10, 2022
Instrument	2022000046701

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Oct 1, 2049

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452

Mortgage

Document Number	0000020651
Date	Jan 23, 2024
Instrument	2024000020651

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223576
Date	Sep 26, 2019
Instrument	2019000223576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183400
Date	Aug 10, 2020
Instrument	2020000183400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Oct 1, 2049

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 19, 2018
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Document Number	0000039745
Map Reference	MB27 PG88
Instrument Date	Feb 13, 2018
Instrument	2018000039745
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452

Mortgage

Document Number	0000039746
Date	Feb 19, 2018
Instrument	2018000039746

Lender

Name	SECURITYNATIONAL MORTGAGE CO
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

February 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LEE FL
Recording Date	Feb 7, 2017
Property Address	535 PALOMA AVE, LEHIGH ACRES, FL 33974-9452
Document Number	0000027406
Instrument Date	Feb 1, 2017
Instrument	27406
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$291.20
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Mortgage

Document Number	27440
Date	Feb 7, 2017
Instrument	27440

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E-203, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 6, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 535 Paloma Ave was $2,539 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,126 (+2.7%)	$291,951 (+0.15%) Land $19,328 Building $272,623
2025	$2,539.00 Homeowner's exemption	$169,548	$291,506 Land $17,765 Building $273,741
2023	$2,217.00 (+75.95%) Homeowner's exemption	$159,971 (+3%)	$264,103 (+15.69%) Land $13,321 Building $250,782
2022	$1,260.00 Homeowner's exemption	$155,312	$228,279 Land $9,262 Building $219,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Paloma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Paloma Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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