535 Otono Pl, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 535 Otono Pl, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,341 sqft · built 1988
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on File
Last Sale	$1,075,000 (Mar 2023)
Tax Bill	$11,902 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-173-017`

Property Details

APN / Parcel Number

Primary APN	`092-173-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,341 sqft Living Area
1st Floor Area	2,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	46,174 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	535 OTONO PL
City	NIPOMO
State	CA
Zip	93444-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1423 LT 17 LESS 1/2 MIN RTS
Legal Subdivision	TRACT 1423
Legal Tract	1423
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2010
Census Tract	12405

Owner

535 Otono Pl is owned by a company that bought it in March 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	535 OTONO PL, NIPOMO, CA 93444-9795
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Intrafamily Transfer, Transfer
Mar 10, 2023	Grant Deed, Transfer · VA Mortgage UNITED AMERICAN MORTGAGE CORP
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Aug 5, 2009 · Amount on File
Deed Document Number	20236647
Prior Transfer Date	Nov 6, 1997
Prior Transfer Doc	0000066436
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2023
Property Address	535 OTONO PL, NIPOMO, CA 93444-9795
Document Number	0000012865
Map Reference	MB 14 PG 12
Instrument Date	May 3, 2023
Instrument	2023012865
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	535 OTONO PL, NIPOMO, CA 93444-9795

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 10, 2023
Property Address	535 OTONO PL, NIPOMO, CA 93444-9795
Document Number	0000006647
Map Reference	MB 14 PG 12
Instrument Date	Feb 7, 2023
Instrument	2023006647
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	535 OTONO PL, NIPOMO, CA 93444-9795

Mortgage

Document Number	0000006648
Date	Mar 10, 2023
Instrument	2023006648

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	535 OTONO PL, NIPOMO, CA 93444-9795
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 OTONO PL, NIPOMO, CA 93444-9795

Mortgage

Document Number	0000013396
Date	Feb 19, 2021
Instrument	2021013396

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 535 Otono Pl was $11,902.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,140,798 (+2%) Land $610,194 Building $530,604
2025	$11,902.00	$1,118,430 Land $598,230 Building $520,200
2023	$5,700.00 (+1.55%) Homeowner's exemption	$545,893 Land $217,114 Building $328,779
2022	$5,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 535 Otono Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Otono Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Peak WiFi, Ranch Wifi, Verizon.

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