535 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 535 N Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,888 sqft · built 1960
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$25,800 (Dec 2016)
Tax Bill	$579 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-152-034.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-152-034.000-008`
Alternative APN	`310603152034`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	109 ft deep x 38 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603152034
Street Address	535 N WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RORABAUGHS 1ST ADD EX SML FRL PT S SIDE LOT 9
Legal Subdivision	RORABAUGHS 1ST ADD
Legal Lot Number	9
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 N WAYNE ST, WATERLOO, IN 46793-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2016 · Amount on Record
Deed Sale	Dec 18, 2016 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	20162840639
Transfer Doc	0003780970
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 12, 2021
Property Address	535 N WAYNE ST, WATERLOO, IN 46793-9701
Document Number	0202105860
Instrument Date	Aug 10, 2021
Instrument	202105860
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 N WAYNE ST, WATERLOO, IN 46793-9701

Mortgage

Document Number	0202105861
Date	Aug 12, 2021
Instrument	202105861

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00	$92,900 (+4.85%) Land $10,000 Building $82,900	$92,900 (+4.85%) Land $10,000 Building $82,900
2024	$579.00 (+23.45%)	$88,600 (+7.26%) Land $9,500 Building $79,100	$88,600 (+7.26%) Land $9,500 Building $79,100
2023	$469.00 (-2.49%)	$82,600 (+4.03%) Land $8,800 Building $73,800	$82,600 (+4.03%) Land $8,800 Building $73,800
2022	$481.00	$79,400 Land $8,300 Building $71,100	$79,400 Land $8,300 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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