535 N Franklin St, Sebring, FL 33870 Property Records

Highlands County property record for 535 N Franklin St, Sebring, FL 33870

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,080 sqft · built 1946
Lot Size	0.172 acres (7,506 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$3,957 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S294907009900070`

Property Details

APN / Parcel Number

Primary APN	`S294907009900070`
Alternative APN	`S-29-34-29-070-0990-0070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	3 Units
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Multi-Family
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,506 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	535 N FRANKLIN ST
City	SEBRING
State	FL
Zip	33870-3131
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R1
Legal Description	TOWN OF SEBRING TRANS BK-PG 6 LOT 7-LESS THE SWLY 75 FT BLK 99
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	99
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3038
Census Tract	960800

Owner

Source: Highlands County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2300 LAKEVIEW DR, SEBRING, FL 33870-4978
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMERICAL LENDER LLC
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage AFIRMPAY INC
Sep 28, 2020	Quit Claim Deed, Transfer COOPERATIVE TITLE AGENCY/FL, COOPERATIVE TITLE AGCY/FL
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20202775759
Deed Book / Page	2775 / 759
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0002775757
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	535 N FRANKLIN ST # 1, 1, SEBRING, FL 33870-3131
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 LAKEVIEW DR, SEBRING, FL 33870-4978

Mortgage

Document Number	0002085624
Date	Apr 1, 2022
Book Page	2894/1764
Instrument	2085624

Lender

Name	COMMERICAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 28, 2020
Property Address	535 N FRANKLIN ST # 1, 1, SEBRING, FL 33870-3131
Document Number	0002000427
Book / Page	2775 / 759
Map Reference	MB 3 PG 1
Instrument Date	Sep 25, 2020
Instrument	2000427
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	COOPERATIVE TTL AGCY OF FL I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4713 COCO PALM DR, 4713, SEBRING, FL 33870-5302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 LAKEVIEW DR, SEBRING, FL 33870-4978

Mortgage

Document Number	0002775761
Date	Sep 28, 2020
Instrument	2775/761

Lender

Name	AFIRMPAY INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 28, 2020
Property Address	535 N FRANKLIN ST # 1, 1, SEBRING, FL 33870-3131
Document Number	0002000426
Book / Page	002775 / 000757
Instrument Date	Sep 15, 2020
Instrument	2000426
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	COOPERATIVE TITLE AGENCY/FL, COOPERATIVE TITLE AGCY/FL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 30, 2018
Property Address	535 N FRANKLIN ST # 1, 1, SEBRING, FL 33870-3131
Document Number	0001916551
Book / Page	002662 / 000916
Instrument Date	Oct 25, 2018
Instrument	1916551
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 LAKEVIEW DR SEBRING FL 338704979, SEBRING, FL 33870-4979

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 26, 2017
Property Address	535 N FRANKLIN ST # 1, 1, SEBRING, FL 33870-3131
Document Number	0001866579
Book / Page	002599 / 001377
Instrument Date	Sep 22, 2017
Instrument	1866579
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 LAKEVIEW DR SEBRING FL 338704979, SEBRING, FL 33870-4979

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,063 (+11.37%) Land $15,938 Building $177,125	$193,063 (+11.37%) Land $15,938 Building $177,125
2024	$3,957.00 (+10.01%)
2023	$3,597.00 (+16.75%)	$173,355 (+34.8%) Land $15,938 Building $157,417	$173,355 (+34.8%) Land $15,938 Building $157,417
2022	$3,081.00	$128,598 Land $15,938 Building $112,660	$128,598 Land $15,938 Building $112,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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