535 N 15th Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 535 N 15th Ave, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2021
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2023)
Tax Bill	$3,788 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-37-25-0016-6030-0010`

Property Details

APN / Parcel Number

Primary APN	`31-37-25-0016-6030-0010`
Alternative APN	`17139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Finished/Open Porch
Patio Area	432 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	535 N 15TH AVE
City	ARCADIA
State	FL
Zip	34266-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	A W GILCHRIST EAST END ADD N1/2 OF LOTS 1 2 & 3 OF BLK 3 TIER 6 INST:201814000153 INST:202114003695 INST:202314006281
Legal Range	25E
Legal Township	37S
Legal Section	31
Legal Subdivision	A W GILCHRIST EAST END ADD
Legal Tract	0016
Legal Block	3
Legal Lot Number	1
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	2
Census Block	2027
Census Tract	10200

Owner

Source: DeSoto County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 N 15TH AVE, ARCADIA, FL 34266-8988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 15, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
May 27, 2021	Warranty Deed, Transfer · FHA Mortgage NTFN INC
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	20236281
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	0000002318
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	535 N 15TH AVE, ARCADIA, FL 34266-8988
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 N 15TH AVE, SIDELL, FL 34266-8988

Mortgage

Document Number	0014001699
Date	Mar 9, 2026
Instrument	202614001699

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Jun 15, 2023
Property Address	535 N 15TH AVE, ARCADIA, FL 34266-8988
Document Number	0014006281
Map Reference	MB 1 PG 27
Instrument Date	Jun 15, 2023
Instrument	202314006281
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5018 NE COUNTRY RANCHES RD, ARCADIA, FL 34266-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 N 15TH AVE, ARCADIA, FL 34266-8988

Mortgage

Document Number	0014006282
Date	Jun 15, 2023
Instrument	202314006282

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	May 27, 2021
Property Address	535 N 15TH AVE, ARCADIA, FL 34266-8988
Document Number	0000004010
Map Reference	MB 1 PG 27
Instrument Date	May 25, 2021
Instrument	202100004010
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N 10TH AVE, ARCADIA, FL 34266-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 N 15TH AVE, ARCADIA, FL 34266-8988
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004011
Date	May 27, 2021
Instrument	202100004011

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	May 17, 2021
Property Address	535 N 15TH AVE, ARCADIA, FL 34266-8988
Document Number	0014003695
Map Reference	MB C-5 PG 48
Instrument Date	May 14, 2021
Instrument	202114003695
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N 10TH AVE, ARCADIA, FL 34266-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 N 15TH AVE, ARCADIA, FL 34266-8988

Mortgage

Document Number	0014003696
Date	May 17, 2021
Instrument	202114003696

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,131 (+2.9%)	$225,145 (+3.37%) Land $14,000 Building $211,145
2024	$3,788.00 (+5.96%)	$217,814 (+5.98%) Land $14,000 Building $203,814	$217,814 (+3.52%) Land $14,000 Building $203,814
2023	$3,575.00 (+2.94%) Homeowner's exemption	$205,527 (+3%)	$210,412 (+5.45%) Land $14,000 Building $196,412
2022	$3,473.00 Homeowner's exemption	$199,541 Land $14,000 Building $185,541	$199,541 Land $14,000 Building $185,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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