535 Middle Swamp Rd, Gates, NC 27937 Property Records

Gates County property record for 535 Middle Swamp Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,549 sqft · built 1983
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Sep 2022)
Tax Bill	$1,418 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-00580`

Property Details

APN / Parcel Number

Primary APN	`01-00580`
Alternative APNs	`106289` `28111`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	106289
Street Address	535 MIDDLE SWAMP RD
City	GATES
State	NC
Zip	27937-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT. DICK WHEDBEE
Jurisdiction	GATES NC
Township / Civil Division	GATESVILLE
Census Block Group	2
Census Block	2014
Census Tract	970200

Owner

535 Middle Swamp Rd is owned and occupied by an individual who bought it in September 2022.

Source: Gates County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	535 MIDDLE SWAMP RD, GATES, NC 27937-9670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · FHA Mortgage CBM MORTGAGE INC
Nov 21, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Deed Document Number	2022320339
Deed Book / Page	373 / 678
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	338/524
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Sep 29, 2022
Property Address	535 MIDDLE SWAMP RD, GATES, NC 27937-9670
Document Number	000373/678
Book / Page	373 / 678
Instrument Date	Sep 26, 2022
Instrument	320339
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 MALCOLM X BLVD FL 2, 343, NEW YORK, NY 10027-3933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MIDDLE SWAMP RD, GATES, NC 27937-9670

Mortgage

Document Number	0000320340
Date	Sep 29, 2022
Instrument	320340

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GATES NC
Recording Date	Nov 21, 2017
Property Address	535 MIDDLE SWAMP RD, GATES, NC 27937-9670
Document Number	338/524
Book / Page	338 / 524
Instrument Date	Oct 30, 2017
Instrument	313629
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3710 ANGELA DR, 3710, RICHMOND, VA 23224-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 MALCOLM X BLVD FL 2, 2, NEW YORK, NY 10027-3933

Tax Assessment & Valuation

The 2026 property tax bill for 535 Middle Swamp Rd was $1,418, up 1.4% from the year before.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,418.00 (+1.43%)	$165,519 (-) Land $41,825 Building $123,694	$165,519 (-) Land $41,825 Building $123,694
2025	$1,398.00	$165,519 Land $41,825 Building $123,694	$165,519 Land $41,825 Building $123,694
2023	$1,267.00	$116,309 Land $34,982 Building $81,327	$116,309 Land $34,982 Building $81,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Middle Swamp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Middle Swamp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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