535 Locust Run Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 535 Locust Run Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,597 sqft · built 1993
Lot Size	6.2 acres (270,290 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (May 2021)
Tax Bill	$10,425 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-14H-098`

Property Details

APN / Parcel Number

Primary APN	`27-28-14H-098`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,597 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	2,281 sqft
Finished Basement	2,281 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	270,290 sqft (6.2 acres)
View / Lot	Cul-de-sac
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	406 sqft
Deck Area	524 sqft
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	535 LOCUST RUN RD
City	CINCINNATI
State	OH
Zip	45245-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILITARY SURVEY NO 1753
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	3
Census Block	3015
Census Tract	41505

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	202116349
Deed Book / Page	2881 / 870
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000019711
Date	Sep 23, 2025
Book Page	3003/3528
Instrument	202500019711

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000017396
Date	Jul 1, 2022
Book Page	2923/2797
Instrument	202200017396

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 20, 2021
Property Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Document Number	0000016349
Book / Page	2881 / 870
Instrument Date	May 11, 2021
Instrument	202100016349
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000016350
Date	May 20, 2021
Instrument	202100016350

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Document Number	0000024985
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	535 LOCUST RUN RD CINCINNATI OH 452453130, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000024985
Date	Nov 4, 2019
Book Page	002822/003038
Instrument	24985

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	535 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Document Number	0000010511
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 LOCUST RUN RD CINCINNATI OH 452453130, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000010511
Date	May 11, 2018
Book Page	002769/002049
Instrument	10511

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2033

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,425.00 (-47.45%)	$239,760 (-) Land $97,550 Building $142,210
2024			$685,000 (-) Land $278,700 Building $406,300
2023	$19,840.00 (+87.99%) Homeowner's exemption	$239,760 (+15.55%) Land $97,550 Building $142,210	$685,000 (+15.55%) Land $278,700 Building $406,300
2022	$10,554.00 Homeowner's exemption	$207,490 Land $60,450 Building $147,040
2020			$592,800 Land $172,700 Building $420,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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