535 Laurel St, Elgin, IL 60120 Property Records

Kane County property record for 535 Laurel St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1953
Square Footage1,192 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
GarageDetached
OccupancyOwner Occupied
Tax Bill$6,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-13-456-002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,192 sqft Living Area
Gross Area2,384 sqft Gross Area
1st Floor1,192 sqft 1st Floor
Basement Area1,192 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick Exterior
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address535 LAUREL ST
CityELGIN
StateIL
Zip60120-6653
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHARLES S MOSELEYS & ALFRED LAVOIES SUB OF LOT 2 OF JAMES H & FULTON GIFFORDS ADDN NORTH 8 RODS OF LOT 8 & NORTH 8 RODS WEST 7 10/12 FT LOT 10
Legal SubdivisionJAMES H&FULTON GIFFORDS ADDN
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3002
Census Tract851400

Owner

Source: Kane County records · APN 06-13-456-002

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address535 LAUREL ST, ELGIN, IL 60120-6653
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 25, 1994
Transfer Doc0000060824
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address535 LAUREL ST, ELGIN, IL 60120-6653
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021384
DateApr 29, 2020
Instrument2020K021384
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2050
Interest
Rate TypeAdjustable Rate
Rate3.76%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,258.00 (+15.82%) Homeowner's exemption$90,038 (+8.57%) Land $17,817 Building $72,221$270,222 (+8.57%) Land $53,472 Building $216,750
2024$82,931 (+21.39%) Land $16,411 Building $66,520$248,893 (+21.44%) Land $49,253 Building $199,640
2022$5,403.00 (+4.65%) Homeowner's exemption$68,316 (+6.96%) Land $13,519 Building $54,797$204,948 (+6.96%) Land $40,557 Building $164,391
2021$5,163.00 Homeowner's exemption$63,870 Land $12,639 Building $51,231$191,610 Land $37,917 Building $153,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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