Harford County property record for 535 Kirkcaldy Way, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,520 sqft · built 2003 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2017) |
| Tax Bill | $3,713 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-328263 |
| Primary APN | 01-328263 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Deck Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 328263 |
|---|---|
| Street Address | 535 KIRKCALDY WAY |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3COS |
| Legal Description | LOT 102 3000 SF 535 KIRKCALDY WAY MONMOUTH MEAD P 101/97 |
| Legal Lot Number | 102 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301202 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 535 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Aug 18, 2017 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Dec 10, 2012 · Amount on Record |
| Deed Document Number | 201712476-0292 |
| Deed Book / Page | 12476 / 292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 535 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0141230197 |
| Instrument Date | Sep 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 535 KIRKCALDY WAY ABINGDON MD 210092419, ABINGDON, MD 21009-2419 |
| Document Number | 0141230197 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 014123/000197 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 18, 2017 |
| Property Address | 535 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0124760292 |
| Book / Page | 12476 / 0292 |
| Map Reference | MB101 FO97 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 12476-0292 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 535 KIKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 124760298 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 12476-0298 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,713.00 (+15.31%) Homeowner's exemption | $340,700 (+24.84%) Land $75,500 Building $265,200 | $340,700 (+24.84%) Land $75,500 Building $265,200 |
| 2025 | $3,220.00 (+11.19%) Homeowner's exemption | ||
| 2023 | $272,900 Land $75,500 Building $197,400 | $272,900 Land $75,500 Building $197,400 | |
| 2022 | $2,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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