Mesa County property record for 535 Kaley St, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 2001 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Aug 2006) |
| Tax Bill | $2,445 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-201-19-009 |
| Primary APN | 2697-201-19-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 1,739 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 931 sqft |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R013353 |
|---|---|
| Street Address | 535 KALEY ST |
| City | FRUITA |
| State | CO |
| Zip | 81521-2291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 4 STONE MOUNTAIN ESTATES FILING ONE SEC 20 1N 2W & AN UND INT IN TRACTS-0.22AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | STONE MOUNTAIN ESTATES FILING ONE |
| Legal Tract | S-0 |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 1504 |
Source: Mesa County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 535 KALEY ST, FRUITA, CO 81521-2291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2006 · Amount on Record |
| Deed Sale | Aug 2, 2006 · Amount on Record |
| Prior Sale | Dec 28, 2001 · Amount on Record |
| Deed Document Number | 20062330848 |
| Deed Book / Page | 4216 / 917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 28, 2026 |
| Property Address | 535 KALEY ST, FRUITA, CO 81521-2291 |
| Document Number | 0003160136 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263160136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 535 KALEY ST, FRUITA, CO 81521-2291 |
| Document Number | 0003160136, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20263160136 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 26, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 535 KALEY ST, FRUITA, CO 81521-2291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0002947314 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2947314 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,445.00 (+20.68%) | $29,350 (+18.78%) Land $6,810 Building $22,540 | $469,560 (+27.31%) Land $109,000 Building $360,560 |
| 2024 | $2,026.00 (+0.55%) | $24,710 (-) Land $5,710 Building $19,000 | |
| 2023 | $2,015.00 (+8.39%) | $24,710 (+10.21%) Land $5,710 Building $19,000 | $368,830 (+14.31%) Land $85,280 Building $283,550 |
| 2022 | $1,859.00 | $22,420 Land $4,170 Building $18,250 | |
| 2021 | $322,650 Land $60,000 Building $262,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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