535 J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 535 J St, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,144 sqft · built 1955
Lot Size0.418 acres (18,200 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (May 2017)
Tax Bill$6,237 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN572-150-04-00

Property Details

APN / Parcel Number

Primary APN572-150-04-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,144 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area18,200 sqft (0.418 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address535 J ST
CityCHULA VISTA
StateCA
Zip91910-5301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1/4 SEC 147 LOT 15 E 78.80 FT OF W 148.80 FT /EXC N 60 FT/ TR 000505
Legal SubdivisionCHULA VISTA GARDENS
Legal Tract000505
Legal Block4
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract13000

Owner

535 J St is owned and occupied by two individuals who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address535 J ST, CHULA VISTA, CA 91910-5301
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 12, 2017Grant Deed, Transfer · VA Mortgage
MERCHANTS HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017 · Amount on File
Deed SaleMay 12, 2017 · Amount on File
Prior SaleMay 13, 2013 · Amount on File
Deed Document Number2017215467
Prior Transfer DateApr 14, 2015
Prior Transfer Doc0000198751
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address535 J ST, CHULA VISTA, CA 91910-5301
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 J ST, CHULA VISTA, CA 91910-5301

Mortgage

Document Number0000287875
DateApr 14, 2021
Instrument2021-0287875
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 12, 2017
Property Address535 J ST, CHULA VISTA, CA 91910-5301
Document Number0000215467
Instrument DateApr 11, 2017
Instrument215467
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address535 J ST CHULA VISTA CA 919105301, CHULA VISTA, CA 91910-5301

Mortgage

Document Number215468
DateMay 12, 2017
Instrument215468
Lender
NameMERCHANTS HM LNDG
AddressSAN DIEGO, CA 92106
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 535 J St was $6,237.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$532,700 (+2%) Land $259,626 Building $273,074
2025$6,237.00$522,256 Land $254,536 Building $267,720
2023$5,937.00 (+2.97%)$501,978 Land $244,653 Building $257,325
2022$5,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 535 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 535 J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on J St

Nearby Streets

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