535 Hwy 64, Ocoee, TN 37361 Property Records

Polk County property record for 535 Hwy 64, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,456 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2026)
Tax Bill	$935 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-008.01`

Property Details

APN / Parcel Number

Primary APN	`064-008.01`
Alternative APNs	`0106406400801` `070064 00801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	702 sqft
Finished Basement	702 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	275 ft deep x 147 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	800 sqft
Porch	Finished/Open Porch
Deck Area	36 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	535 HIGHWAY 64
City	OCOEE
State	TN
Zip	37361-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	147X275
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1037
Census Tract	950300

Owner

535 Hwy 64 is owned and occupied by two individuals who bought it in August 2026.

Source: Polk County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 HIGHWAY 64, OCOEE, TN 37361-3628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE
Oct 23, 2025	Warranty Deed, Transfer
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit BOWATER EMPS CU
May 21, 2019	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Oct 23, 2025 · Amount on File
Deed Document Number	20262640
Deed Book / Page	8 / 360
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000001085
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Aug 24, 2026
Property Address	535 HIGHWAY 64, OCOEE, TN 37361-3628
Document Number	0000002640
Book / Page	8 / 360
Instrument Date	Aug 18, 2026
Instrument	20262640
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,559.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGHWAY 64, OCOEE, TN 37361-3628

Mortgage

Document Number	0000002641,
Date	Aug 24, 2026
Instrument	20262641

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 23, 2025
Property Address	535 HIGHWAY 64, OCOEE, TN 37361-3628
Document Number	000003/375
Book / Page	3 / 375
Instrument Date	Oct 17, 2025
Instrument	25002638
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Amount	Amount on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 COOK RD SW, CLEVELAND, TN 37311-8432

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	535 HIGHWAY 64, OCOEE, TN 37361-3628
Document Number	0000002710
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGHWAY 64 OCOEE TN 373613628, OCOEE, TN 37361-3628

Mortgage

Document Number	0000002710
Date	Dec 9, 2019
Book Page	000519/000039
Instrument	2710

Lender

Name	BOWATER EMPS CU
Type	Credit Union
Address	CALHOUN, TN 37309-0359

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2039

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	May 21, 2019
Property Address	535 HIGHWAY 64, OCOEE, TN 37361-3628
Document Number	0000001085
Book / Page	000315 / 000391
Instrument Date	May 20, 2019
Instrument	1085
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGHWAY 64 OCOEE TN 373613628, OCOEE, TN 37361-3628

Tax Assessment & Valuation

The 2025 property tax bill for 535 Hwy 64 was $935.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00	$55,350 (-) Land $10,875 Building $44,475	$221,400 Land $43,500 Building $177,900
2024	$935.00	$55,350 (-) Land $10,875 Building $44,475
2023	$935.00 (+1.74%)	$55,350 (+51.23%) Land $10,875 Building $44,475	$221,400 (+51.23%) Land $43,500 Building $177,900
2022	$919.00	$36,600 Land $10,875 Building $25,725	$146,400 Land $43,500 Building $102,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 535 Hwy 64 in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Hwy 64 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 64

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