535 High St, Harrogate, TN 37752 Property Records

Claiborne County property record for 535 High St, Harrogate, TN 37752

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,025 sqft · built 1969
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2025)
Tax Bill	$753 (2024)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`015F C 02300`

Property Details

APN / Parcel Number

Primary APN	`015F C 02300`
Alternative APN	`013015F C 02300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	375 sqft
Carport	Carport
Carport Area	375 sqft
Parking Spaces	1 Parking Space
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	535 HIGH ST
City	HARROGATE
State	TN
Zip	37752-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H02
Legal Subdivision	R O GILES
Legal Block	F
Legal Lot Number	22
Jurisdiction	CLAIBORNE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1044
Census Tract	970200

Owner

535 High St is owned and occupied by two individuals who bought it in July 2025.

Source: Claiborne County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 HIGH ST, HARROGATE, TN 37752-7113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Jul 28, 1989 · Amount on File
Deed Document Number	202517014
Deed Book / Page	1685 / 455
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Recording Date	Jun 1, 2026
Property Address	535 HIGH ST, HARROGATE, TN 37752-7113
Document Number	0000020998
Book / Page	1710 / 454
Instrument Date	Apr 24, 2026
Instrument	202620998
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGH ST, HARROGATE, TN 37752-7113

Mortgage

Document Number	0000020998,
Date	Jun 1, 2026
Book Page	1710/454
Instrument	202620998

Lender

Name	HEARTHSIDE LENDING CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Municipality	Harrogate City
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,200 Land $4,750 Building $27,450
2024	$753.00
2022	$644.00	$32,200 Land $4,750 Building $27,450	$128,800 Land $19,000 Building $109,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 535 High St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2011)
Most Recent Claim	Jun 2011 · Severe Storms, Straight-line Winds, Tornadoes, And
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And, Jun 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 High St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
MountaiNet Telephone Company Fiber	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000