535 Hancock St, Gainesville, TX 76240 Property Records

Cooke County property record for 535 Hancock St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$84,840 (Sep 2026)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`2510-003-00007`

Property Details

APN / Parcel Number

Primary APN	`2510-003-00007`
Alternative APN	`16331`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area
Gross Area	977 sqft
1st Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	5,001 sqft (0.115 acres)
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2510-003-00007
Street Address	535 HANCOCK ST
City	GAINESVILLE
State	TX
Zip	76240-3897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY ADDN; BLOCK 3; LOT 7; CARLOS RENE IBARRA CONTRACT
Legal Subdivision	MONTGOMERY ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2069
Census Tract	400

Owner

535 Hancock St is owned and occupied by an individual who bought it in September 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4700 PIEDMONTE CT, ARGYLE, TX 76226-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK
Jul 27, 2026	Deed of Distribution, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jul 27, 2026
Deed Document Number	20266790
Deed Book / Page	2807 / 148
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	2093/577
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Sep 8, 2026
Property Address	535 HANCOCK ST, GAINESVILLE, TX 76240-3897
Document Number	0000006790
Book / Page	2807 / 148
Instrument Date	Sep 2, 2026
Instrument	20266790
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4700 PIEDMONTE CT, ARGYLE, TX 76226-2438

Mortgage

Document Number	0000006791,
Date	Sep 8, 2026
Book Page	2807/152
Instrument	20266791

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	COOKE TX
Recording Date	Jul 27, 2026
Property Address	535 HANCOCK ST, GAINESVILLE, TX 76240-3897
Document Number	0000005675
Book / Page	2799 / 153
Instrument Date	Jul 9, 2026
Instrument	20265675
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HANCOCK ST, GAINESVILLE, TX 76240-3897

Tax Assessment & Valuation

The 2026 property tax bill for 535 Hancock St was $1,577 with a homeowner's exemption, up 110.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00 (+110.27%) Homeowner's exemption	$75,389 (+1%)	$77,313 (+12.81%) Land $22,450 Building $54,863
2025	$750.00 (+14.85%) Homeowner's exemption	$68,535 Land $22,450 Building $46,085	$68,535 Land $22,450 Building $46,085
2024	$653.00
2023		$57,330 Land $18,700 Building $38,630	$57,330 Land $18,700 Building $38,630
2022	$762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Hancock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink.

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