535 Gainey Rd, Dunn, NC 28334 Property Records

Harnett County property record for 535 Gainey Rd, Dunn, NC 28334

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,618 sqft · built 2017
Lot Size	9.16 acres (399,010 sqft)
Owner	Individual Name on File
Tax Bill	$3,408 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500011560`

Property Details

APN / Parcel Number

Primary APN	`1500011560`
Alternative APN	`021514 0034 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,618 sqft Heated Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	399,010 sqft (9.16 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	398 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500011560
Street Address	535 GAINEY RD
City	DUNN
State	NC
Zip	28334-6067
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA30
Legal Description	PAR B SUE COATS POPE MAP#2017-301
Legal Subdivision	SUE COATS POPE
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	1
Census Block	1059
Census Tract	70100

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	201 JACKSON RD, DUNN, NC 28334-6019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FED'L SVGS BK
Sep 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	535 GAINEY RD, DUNN, NC 28334-6067
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 GAINEY RD, DUNN, NC 28334-6067

Mortgage

Document Number	0000000510
Date	Jan 12, 2026
Book Page	4321/2633
Instrument	2026000510

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	535 GAINEY RD, DUNN, NC 28334-6067
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001679
Date	Jan 25, 2021
Book Page	3928/722
Instrument	2021001679

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 15, 2017
Property Address	535 GAINEY RD, DUNN, NC 28334-6067
Book / Page	003558 / 000291
Instrument Date	Nov 15, 2017
Instrument	17125
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 GAINEY RD DUNN NC 28334, DUNN, NC 28334

Mortgage

Document Number	0000017125
Date	Nov 15, 2017
Book Page	003558/000291
Instrument	17125

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	DUNN, NC 28334

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 26, 2017
Property Address	535 GAINEY RD, DUNN, NC 28334-6067
Document Number	0000014501
Book / Page	003544 / 000677
Instrument Date	Sep 25, 2017
Instrument	14501
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 JACKSON RD DUNN NC 283346019, DUNN, NC 28334-6019

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,408.00 (+33.33%)	$446,144 (+30.15%)	$446,144 (+30.15%) Land $110,590 Building $335,554
2025	$2,556.00 (+2.77%)	$342,794 (-)	$342,794 (-) Land $86,310 Building $256,484
2023	$2,487.00	$342,794	$342,794 Land $86,310 Building $256,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL · Fiber in parts of the area	40 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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