535 Floyd Smith Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 535 Floyd Smith Dr, El Cajon, CA 92020

Property Summary

Property Type	Industrial Vacant Land
Details	2,352 sqft · built 1961
Lot Size	0.291 acres (12,694 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Nov 2021)
Tax Bill	$9,733 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`387-121-25-00`

Property Details

APN / Parcel Number

Primary APN	`387-121-25-00`
Alternative APN	`3871211900`

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	12,694 sqft (0.291 acres)

Location & Zoning

Old Parcel Number	3871211900
Street Address	535 FLOYD SMITH DR
City	EL CAJON
State	CA
Zip	92020-1228
Property Category	Industrial
Property Type	Industrial > Vacant Land
Local Zoning Code	M
Legal Description	TCT 6 SEC 34-15-1W POR TR MR0004PG090
Legal Range	01W
Legal Township	15
Legal Section	34
Legal Subdivision	HILL ESTATE IN RANCHO EL CAJON
Legal Tract	6
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1037
Census Tract	16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 JOE CROSSON DR, EL CAJON, CA 92020-1234
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Sep 22, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS
Jul 29, 2019	Grant Deed, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	2021813208
Prior Transfer Date	Dec 21, 1995
Prior Transfer Doc	0000596189
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	535 FLOYD SMITH DR, EL CAJON, CA 92020-1228
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 JOE CROSSON DR, EL CAJON, CA 92020-1234

Mortgage

Document Number	0000346189
Date	Dec 8, 2025
Instrument	2025-0346189

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2025
Property Address	535 FLOYD SMITH DR, EL CAJON, CA 92020-1228
Document Number	0000262832
Instrument Date	Sep 19, 2025
Instrument	2025-0262832
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 JOE CROSSON DR, EL CAJON, CA 92020-1234

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	535 FLOYD SMITH DR, EL CAJON, CA 92020-1228
Document Number	0000813208
Instrument Date	Oct 15, 2021
Instrument	2021-0813208
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1850 JOE CROSSON DR # 1, 1, EL CAJON, CA 92020-1234

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2019
Property Address	535 FLOYD SMITH DR, EL CAJON, CA 92020-1228
Document Number	0000309299
Instrument Date	Jul 9, 2019
Instrument	2019-0309299
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9587 MAVIN DR, SANTEE, CA 92071-2753

Mortgage

Document Number	0000309300
Date	Jul 29, 2019
Instrument	2019-0309300

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,824 (+2%) Land $811,824
2025	$9,733.00 (+4.1%)	$795,906 (+4.04%) Land $795,906
2023	$9,350.00 (+1.12%)	$765,000 Land $765,000
2022	$9,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1979–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Cox Communications, GeoLinks, T-Mobile.

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