Okaloosa County property record for 535 E Timberlake Dr, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,555 sqft · built 1994 |
| Lot Size | 0.24 acres (10,442 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $340,000 (Jul 2021) |
| Deeds & Mortgages | Apr 2022 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9009-4 |
| Primary APN | C56-000-594-9009-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,367 sqft |
| 1st Floor Area | 785 sqft |
| Upper Floors Area | 770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,442 sqft (0.24 acres) |
| Lot Width | 84 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Florida Room |
| Porch Area | 207 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 535 E TIMBERLAKE DR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERLAKE EST 1ST ADD LOT 17 BLK B |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Subdivision | TIMBERLAKE EST 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23100 |
535 E Timberlake Dr is owned by a company that acquired it in April 2022 and is owner-occupied.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 535 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 27, 2021 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Apr 9, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Document Number | 20213475144 |
| Deed Book / Page | 3562 / 4404 |
| Last Transfer Date | Apr 13, 2022 |
| Transfer Doc | 0036160364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 13, 2022 |
| Property Address | 535 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0036160364 |
| Book / Page | 3616 / 364 |
| Map Reference | MB 6 PG 99 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 3542189 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535 E TIMBERLAKE DR, 535, MARY ESTHER, FL 32569-2273 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 535 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 535 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0035624404 |
| Book / Page | 3562 / 4404 |
| Map Reference | MB 6 PG 99 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 3475144 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5990 MOUNTAIN CREST AVE, 5990, PACE, FL 32571-7642 |
| Name | Verified Name |
|---|---|
| Address | 535 S TIMBERLAKE DRIVE, GULF BREEZE, FL 32566 |
| Document Number | 0035624407 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 3562/4407 |
| Instrument | 3475147 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 9, 2019 |
| Property Address | 535 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0033924730 |
| Book / Page | 003392 / 004730 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 3270064 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 E TIMBERLAKE DR MARY ESTHER FL 325692273, MARY ESTHER, FL 32569-2273 |
| Document Number | 33924732 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 003392/004732 |
| Instrument | 3270065 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $278,960 | $291,489 Land $83,556 Building $207,933 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $258,189 | $266,402 Land $56,017 Building $210,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 E Timberlake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 E Timberlake Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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