535 E Chestnut Gap Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 535 E Chestnut Gap Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	1 ba · 688 sqft · built 1926
Lot Size	8.95 acres (389,862 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2008)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9680624879`

Property Details

APN / Parcel Number

Primary APN	`9680624879`
Alternative APN	`1009886`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	688 sqft Heated Area
1st Floor Area	2,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	389,862 sqft (8.95 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	476 sqft
Deck Area	266 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	320 sqft
Utility Building	165 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1009886
Street Address	535 E CHESTNUT GAP RD
City	HENDERSONVILLE
State	NC
Zip	28792-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1009886~R2
Legal Description	SR1743 ON CHESTNUT GAP RD TR1
Legal Subdivision	MAY WOODARD BROOKS
Legal Tract	1
Legal Block	62
Legal Lot Number	4879
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1002
Census Tract	930301

Owner

535 E Chestnut Gap Rd is owned and occupied by an individual who acquired it in February 2015.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 24, 2022	Intrafamily Transfer, Transfer
Aug 24, 2022	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2008 · Amount on File
Deed Sale	Feb 15, 2008 · Amount on File
Deed Book / Page	1350 / 671
Last Transfer Date	Feb 12, 2015
Transfer Doc	0016070190
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041490029
Date	Mar 28, 2024
Book Page	4149/29
Instrument	1001012293

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 18, 2054

Interest

Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Aug 24, 2022
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Document Number	0039540316
Book / Page	3954 / 316
Instrument Date	Aug 10, 2022
Instrument	985386
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 E CHESTNUT GAP RD, 535, HENDERSONVILLE, NC 28792-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Aug 24, 2022
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Document Number	0039540316
Book / Page	3954 / 316
Instrument Date	Aug 10, 2022
Instrument	985386
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034810385
Date	Apr 24, 2020
Book Page	3481/385
Instrument	923699

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038040553
Date	Oct 18, 2021
Book Page	3804/553
Instrument	965336

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	535 E CHESTNUT GAP RD, HENDERSONVILLE, NC 28792-3305
Document Number	0033000456
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	535 E CHESTNUT GAP RD HENDERSONVILLE NC 287923305, HENDERSONVILLE, NC 28792-3305

Mortgage

Document Number	0033000456
Date	Feb 18, 2019
Book Page	003300/000456
Instrument	898546

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 535 E Chestnut Gap Rd was $5,551, up 157.9% from the year before.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$972,200 (-) Land $130,200 Building $842,000
2025	$5,551.00 (+157.95%)	$972,200 Land $130,200 Building $842,000
2024	$2,152.00
2023		$377,000 Land $130,200 Building $246,800	$972,200 Land $130,200 Building $842,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 E Chestnut Gap Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 E Chestnut Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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