535 E Charleston Ct, Hernando, FL 34442 Property Records

Citrus County property record for 535 E Charleston Ct, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,995 sqft Living Area
Lot Size	43,629 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2020)
Tax Bill	$4,643.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00160-008.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 E CHARLESTON CT, HERNANDO, FL 34442-9308
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 10, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage USAA
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Jul 10, 2015
Deed Doc Number	2020029545
Deed Book / Page	3066 / 964
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	535 E CHARLESTON CT, HERNANDO, FL 34442-9308
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 E CHARLESTON CT, HERNANDO, FL 34442-9308

Mortgage

Document Number	0036151893
Date	Oct 31, 2025
Book Page	3615/1893
Instrument	2025066391

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 10, 2020
Property Address	535 E CHARLESTON CT, HERNANDO, FL 34442-9308
Document Number	0030660964
Book / Page	003066 / 000964
Instrument Date	Jun 04, 2020
Instrument	29545
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	SHAMROCK CLOSING SERVICES, SHAMROCK CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	535 E CHARLESTON CT HERNANDO FL 344429308, HERNANDO, FL 34442-9308

Mortgage

Document Number	30660965
Date	Jun 10, 2020
Book Page	003066/000965
Instrument	29546

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 09, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	535 E CHARLESTON CT, HERNANDO, FL 34442-9308
Document Number	0028811826
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 E CHARLESTON CT HERNANDO FL 344429308, HERNANDO, FL 34442-9308

Mortgage

Document Number	0028811826
Date	Feb 21, 2018
Book Page	002881/001826
Instrument	8231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2033

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$442,956 (-5.3%) Land $31,000 Building $411,956	$442,956 (-5.3%) Land $31,000 Building $411,956
2024	$4,461.00 (+2.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$467,744 (+2.11%) Land $29,500 Building $438,244	$467,744 (+2.11%) Land $29,500 Building $438,244
2023	$4,358.00 (+6.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$458,098 (+19.05%) Land $25,500 Building $432,598	$458,098 (+19.05%) Land $25,500 Building $432,598
2022	$4,077.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$384,809 Land $17,250 Building $367,559	$384,809 Land $17,250 Building $367,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00160-008.0`
Alternative APNs	`1818S19E0110001600080` `2290722`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,995 sqft Living Area
1st Floor	2,995 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2007
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	43,629 sqft (1 acres)
Depth X Width	291 ft x 150 ft Depth x Width
Parking Spaces	9 Parking Spaces
Garage Area	747 sqft Garage

Exterior Amenities

Pool Area	405 sqft Pool
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2290722
Old Parcel Number	1818S19E0110001600080
Street Address	535 E CHARLESTON CT
City	HERNANDO
State	FL
Zip	34442-9308
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 8 BLK 16
Legal Range	19E
Legal Township	18S
Legal Section	19
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	16
Legal Lot Number	8
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	3
Census Block	3004
Census Tract	450703

535 E Charleston Ct, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E Charleston Ct

Nearby Streets

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